Hello, I have just discovered this forum while Google searching as I have received today (07/06/19) a "Notice of Pending Legal Action" letter from Lowell Solicitors.
This is regarding two debts from landline and mobile phone accounts that I had in 2013 and 2014 respectively (from two separate companies).
The combined amounts equate to £483.37.
There is an information sheet, reply form and income expenditure form enclosed with the letter.
I have 30 days to respond before County Court proceedings are issued.
I am currently on ESA and not working due to long term disability (I also have currently initiated a tribunal hearing for PIP) and therefore am on a ridiculously low income.
I live in privately rented accommodation with my partner (who is also on ESA) and my Stepdaughter (who is 11 and is in receipt of DLA for various disorders).
I have no assets (car, savings etc).
The letter was issues 04/06/19 so is technically already 3 days late (into the 30 days).
If anyone could advise me what I should do next, I would greatly appreciate it.
Thanks.
This is regarding two debts from landline and mobile phone accounts that I had in 2013 and 2014 respectively (from two separate companies).
The combined amounts equate to £483.37.
There is an information sheet, reply form and income expenditure form enclosed with the letter.
I have 30 days to respond before County Court proceedings are issued.
I am currently on ESA and not working due to long term disability (I also have currently initiated a tribunal hearing for PIP) and therefore am on a ridiculously low income.
I live in privately rented accommodation with my partner (who is also on ESA) and my Stepdaughter (who is 11 and is in receipt of DLA for various disorders).
I have no assets (car, savings etc).
The letter was issues 04/06/19 so is technically already 3 days late (into the 30 days).
If anyone could advise me what I should do next, I would greatly appreciate it.
Thanks.
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