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County court business centre

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  • County court business centre

    Hi, i please require help as to whether this could be statute barred or not and where to go from here, seems from research it depends on the default notice date and not the actual default date? would the notice date not be prior to the actual default date? confused and stressed.

    Received a claim? Yes
    Issue Date: 09 May 2019
    Have you Acknowledged the Claim?: NO
    Total Amount Claimed : £7000
    Claimant’s Name: ARROW GLOBAL
    Solicitors Firm: DRYDENS LIMITED
    Original Creditor: HSBC
    Original Debt : BUSINESS OVERDRAFT

    Particulars of Claim: I was meant to be a signatory on a new business that I helped a friend out with as was same type of business as mine but different location, HSBC unfortunately set it up wrong and i became liable for the £5k overdraft that they let run up. Also cost me approx £1.5k in unpaid stock i supplied it.

    Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): This is where i am not sure, it has been posted on my credit file (under ARROW) with a default date of 28/12/2012 (though it seems ARROW took the debt 28th march 2014) and is now removed due to 6 years. I have never acknowledged the debt (as it wasn't meant to be mine!) and the other party has never been chased for it either so has not acknowledged it with ARROW as they have never contacted him.

    List any letters you have sent (eg: CCA/ CPR ): i have not sent any
    Any Other Information or Background Details: the £5k (the figure i thought it was) became £6.5k once ARROW took it over.

    Kind regards
    Tags: None

  • #2
    Duplicate thread, all responses here: https://legalbeagles.info/forums/for...usiness-centre
    HOW TO COMPLETE AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) FORM?

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    SHORTCUTS

    Pre-Action Letters
    First Steps
    Check dates
    Income/Expenditure
    Acknowledge Claim
    CCA Request
    CPR 31.14 Request
    Subject Access Request Letter
    Example Defence
    Set Aside Application
    Witness Statements
    Directions Questionnaire



    If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.


    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service

    Defend Claim - within 28 days from Service (IF you acknowledged in time)

    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




    We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
    If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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