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I have just recevied a letter today from bwlegal stating i owe the money shop £345.00 so o called them up they informed me the original loan was taken out in 2012 September 20th. For £250.00 they received one payment of £187.50 on the 9th of october 2012. I dont remember anything about this loan. i asked for more info and said ' is this statued barred " they said no not according to the paperwork they have placed my account on hold for 30 days. What should i do now. I.told them about my mental health and they want It in writing which is fine. But they seem to be un helpful and did not care about my health as well as threatening that if i dont reply in 30 days they are taking court action.
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Who are BW Legal acting on behalf of ?
Sept 2012 - could this have been your ex ?
Send a SAR to The Money Shop ( Instant Cash Loans )
Instant Cash Loans Ltd, 6 Bevis Marks, London, EC3A 7BA. Subject Access Request Letter
and send a CCA request to whoever BW are acting for CCA Request
as well as sending details of your circumstances to BW legal as you discussed with them on the phone.
#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
Received a Court Claim? Read >>>>> First Steps -
How do you know when it is statued barred as they stated last.payment 12th october 2012. Bwlegal acting for a debt agency prats i think old money shop loan. No will not be ex.Comment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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