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  • #16
    Thank you amethyst. I also beleive it is stature bared. As they state last paymemt received july 26th 2012 for 1.00 yet they dont know how this was paid as it was with another debt agency. Can the charhe a 1.00 to the credit card?

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    • #17
      hsbc were informed about my health back in 2011 when i went of ill from work. I froze the account. I was paying a pound a month for a.little while but on statuary sick pay of 73.00 pounds a week plus a mortgage and bills to pay i could not pay.
      As they state last paymemt received july 26th 2012 for 1.00
      So it may be you managed to keep the £1 payments up until July 2012, in which case at the time the claim was issued it wouldn't have been statute barred. However they would need to evidence that, and once the judgment is set aside you should be able to argue Statute Barred, if necessary.
      Considering your circumstances though and Arrows knowledge of such before they issued the claim in this case, I doubt there will be any further action once set aside. However you'll want to get something in writing to say it is written off/closed etc to give yourself peace of mind.

      First lets see what comes back from the court on the application and go from there.
      “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

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      • #18
        Thank you so mucj.

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        • #19
          Good day i am in court on monday 14th January in the hope to get judgement set aside. This afternoon i got a password protected email from arrow global stating that they agree to set aside as long as produce a defence in 28 days. Part two is a long letter asking me to sign a.letter agreeing to a settlement and they will offer a discount but want me to sign and send back via email by lunch time tomorrow .They want evidence of my income and evidence of my health. They also have send a screen shout of two payments that being of £1.00 one made in june 2012 and one being made in july 2012. I checked my bank account and there appears to be 3 payments of a pound made to who i dont know but not matching there dates. What should i do? They are stating i have had an assignment letter telling me they have the debt from HSBC however i never have recieved anything at all . No previous addresses are shown on any letter. They have been very selective in what they have emailed.
          Since this email only arrived this afternoon and i only have just opended it shall i just ignore it and go to court and leave it up to the judge?
          I would like to attach the letters but names are on them.

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          • #20
            follows on here https://legalbeagles.info/forums/for...-by-12pm-today
            “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

            If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

            Find Solicitors offering fixed fees on our sister site - JustBeagle.com

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