Lowell ‘debt’ getting annoyed now

[Charliebar84]

Hi all.

Bit of background.

Found out I had a CCJ when I checked credit report. All communication went to a previous address.

applied for set aside which was granted and Cohen Cramer sent me ‘proof’ of a provident debt in December 2012.

I disputed this and sent copies to Cohen Cramer and the court of our rental agreement showing I moved out of that address June 2012 6 months before the provident loan had been acquired. My argument is I wasn’t living there, the debt isn’t mine. I’m not paying for the debt when I didn’t see a penny of it.

A few days ago I received a letter saying it’s not Cohen Cramer anymore it’s Lowell solicitors dealing with the case.

today I got a letter which is a directions questionnaire.

what is this? What do I do? I’m getting properly annoyed now as I suffer with health problems including mental health issues it’s just weighing me down. Don’t know how much more fight I have left in me.

any advice would be greatly appreciated.

TIA

[Amethyst]

Has the Directions Questionnaire come from Lowell or from the Court ? As you applied for, and won, a set aside in the case it should already be allocated to track and to your local court so I'm not sure why you'd have a DQ. Did you enter a defence following the set aside order ? Actually....two mins I'll have a look back at your previous posts. - Okay you had to file your defence by 14th Sept - did you do that ? Previous thread http://legalbeagles.info/forums/foru...side-what-next

If it IS from the court you complete the Directions Questionnaire ( there's a bit of a guide http://legalbeagles.info/forums/foru...ims-track-form )

[Charliebar84]

Hi Amethyst

I did file my defence and sent the copy of rental agreement.

The letter was from Lowell but it’s a copy of the directions questionnaire they’ve sent to the court.

[Amethyst]

They may have gotten themselves confused and gone into autopilot - they tend to send an early DQ as an intimidation tactic in standard cases.....not sure why they think that works but there we go.... it might be worth giving the court a call (the one that sent the order that the ccj was set-aside) and asking whether you need to file a directions questionnaire - as you've received one from the claimant but haven't heard from the court.