Setmefree ( for merging )

[jaguarsuk]

Yes we did receive a claim form and contacted Lucas Credit Services asking them to stop any action from Cohen Cramer until they supplied the correct agreement. We will send of request as suggested.

Just to clarify did you receive a Letter Before Claim with some forms enclosed or a Claim form like the one here: http://legalbeagles.info/library/gui...y-court-claim/

[Setmefree3]

It was a letter with forms enclosed.

[jaguarsuk]

It was a letter with forms enclosed.

Good, just wanted to be sure.

[Setmefree3]

Today received this response from Cohen Cramer via email after they were emailed for copy of agreement. They re sent the copies that I posted up above in an earlier post alongside a print out from Argos.

[Setmefree3]

[Setmefree3]

[Setmefree3]

Amethyst

[Setmefree3]

jaguarsuk

[jaguarsuk]

And the credit agreement is not signed?

[Setmefree3]

[Setmefree3]

This is the bottom of the agreement they re sent. Just a single page blank on the back. The only document signed is the application dated later than the print off from Argos.

[jaguarsuk]

This is the bottom of the agreement they re sent. Just a single page blank on the back. The only document signed is the application dated later than the print off from Argos.

And the name address etc. at the top of it are those of your partner?

[Setmefree3]

And the name address etc. at the top of it are those of your partner?

Yes they are.

[jaguarsuk]

Yes they are.

Forget the dates you were pursuing previously the debt is unenforceable as the credit agreement wasn't entered into at the time regardless of date and this is clearly indicated by the lack of signature on the document.

You basically need to write back to them thanking them for supplying their documents, stating your partner never entered into a credit agreement with Home Retail Group Limited as demonstrated by the lack of signature on the credit agreement, that should their client file a claim you will defend it vigorously and pursue them for your costs of and occasioned in dealing with the claim.

They still might file the claim and then you will defend along those lines.

[Setmefree3]

jaguarsuk Thank you very much