Originally posted by Diana M
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In the letters they have sent me previously, they state it is an "overdraft" which is why they say they can not provide me with a CCA and proceed to explain as its an overdraft it is not regulated under the consumer credit act.
Restons also state on my most recent letter (16/03/18)....
"Please note that no default notice needs to be provided as this account relates to an overdraft facility which is an excluded agreement and comes within Section 98A(8) because it is an 'authorised non-business overdraft agreement' defines in Section 189(1)"
I am confused!! x
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