PPI Questions and hopfully answers :)

[PocketTheDifference]

Hi Guys, probably after another uneventful year with the company. I am chasing up my PPI claim, I was wondering is it worth writing to them and asking them to make me an offer for
A) My PPI back
B) Interest (which if you could give me a figure would be great) and
C) "distress" compensation

My latests letter is suggesting they make me an offer and we close the matter.

Saying that they chase me and stalk me on here (which should be illegal) so whatever you reply im sure they will eb expecting my letter now

Cheers guys.

[PocketTheDifference]

Re: PPI Questions and hopfully answers

Ahh ok, I have dug out all old Letters, And I will re send them out to the Company and start from there they can't reject this one as it seems to be a Genuine case.

[EXC]

Re: PPI Questions and hopfully answers

The OFT will only accept complaints within 6 months of the final response. The final response should include advice that you can now take it to the FOS within 6 months.

[PocketTheDifference]

Re: PPI Questions and hopfully answers

Sorry 6 Months until what?

[di30]

Re: PPI Questions and hopfully answers

Hiya
the final letter should give details of the FOS, they give you 6 months as from the final letter.
Check your letters and dates :tinysmile_twink_t2:

[PocketTheDifference]

Re: PPI Questions and hopfully answers

I thought I did way back when, and recieved no response. Should I again chase them in your advise?

[di30]

Re: PPI Questions and hopfully answers

Just thought this should be finalised. I gave up on the PPI claim, I cannot remember their letter word for word, but they kept throwing it out and disruptive responses so I didn't bother them any further. No Ideal but if they keep saying no what then?

Hi, did you have the opportunity to take i to the ombudsman or not?

[PocketTheDifference]

Re: PPI Questions and hopfully answers

Just thought this should be finalised. I gave up on the PPI claim, I cannot remember their letter word for word, but they kept throwing it out and disruptive responses so I didn't bother them any further. No Ideal but if they keep saying no what then?

[Angry Cat]

Re: PPI Questions and hopfully answers

Surely all that you need to do, is to obtain a valid "Authorisation to Communicate" from your father, if he so agrees.
You can then act on his behalf as a third party representative.

There are DPA issues involved, therefore they will not release information re: your father (an individual) to you unless he requests same or, provides to you an; Authorisation to Communicate, on his behalf.

[PocketTheDifference]

Re: PPI Questions and hopfully answers

Today's Update, Still waiting for my Dad to send ANOTHER copy, I dont really understand since, both signatures are on the letter, why can they refuse that?
On top of this I have had a letter today from the FOS just a basic one saying they will procced with the complaint against them, (as they are stacking against this company ) just need to send them a few more details first so thats at least good.

By the sounds of some people here, It sounds like the FOS, wound't really be any help anyway? Will they just look and say sorry nothing they can do, My next step is just to get my old man off his arse to send a letter and go from there.

PTD

[PocketTheDifference]

Re: PPI Questions and hopfully answers

Just looking at Bubs8 viewing my attachments and stuff, thinking its somebody from the company having a check in here

[PocketTheDifference]

Re: PPI Questions and hopfully answers

OH and i forgot to mention one detail, I put both my fathers and my own name and both signed but they still refused?

Well as i can figure the letter I SENT around that time would be one of these, both pretty similar.

[Turboman]

Re: PPI Questions and hopfully answers

I have a copy of this mornings letter here.
Funny thing is before you read this is, they still count me as a person to ring, and charge for ringing, My interest charges would be a lot less if they didn't call me...concidoring that I am not "eligable" hah

How odd---await April letter

[PocketTheDifference]

Re: PPI Questions and hopfully answers

I have a copy of this mornings letter here.
Funny thing is before you read this is, they still count me as a person to ring, and charge for ringing, My interest charges would be a lot less if they didn't call me...concidoring that I am not "eligable" hah

[PocketTheDifference]

Re: PPI Questions and hopfully answers

I will tonight when i get back ill post up the one i sent and the reply. Oh and I also sent a letter to the FOS and they have replied this weekend, unfortunatley only saying they are currently experiancing a high volume of complaints and procedures so I will be dealt with but just not yet

Cheers turbo