Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

[pompeyfaith]

Re: Latest updates on PPI Judicial Review and claims on hold

Just had a return call, and it turns out the guy dealing with it no longer works in complaints dept and although he did receive the banks acceptance form he was waiting on confirmation from the FOS and a copy of there acceptance form.

The complaints dept I'm told did get these but again a break down in communication i,e the complaints dept not telling him had lead to the delay.

However he thanked me for the call and will now progress the finalization this afternoon and the current loan will be paid and closed and a cheque forwarded to me for the remainder which I will receive tomorrow or Wednesday via special delivery.

So there you have it no hold up on mine

[leclerc]

Re: Latest updates on PPI Judicial Review and claims on hold

Hello George. I'm guessing your post was in reply to me? LoL! I do hear what you are saying. If I send my complaints to the FOS as you say I will be in the queue. For how long though? It really could be months or even years. I guess deep down I'm hoping the banks lose the JR one way or another I can then ring direct to the bank and shout 'YOU OWE ME MONEY AND I WANT IT ASAP!' What would take longer in your view George or anyones for that matter? A decision on the court case or the complaint being resolved via the FOS while the court case continues?
Some of the delays are about lack of information so are held because you have to keep going back to the individual for further information. I would suspect that currently a lack of information from the banks may be why it would be delayed.
As for sending my 'holding letters' to the FSA, will they really do anything? I have no faith in them as the banks are already running rings around them. I guess though the more people who get on the backs of the FSA with regards to the banks action, they will have to take notice. Or will they? Probably not.
Without evidence they can do nothing, absolutely nothing. People who do not send in evidence to the FSA because of that belief are stopping the FSA from doing anything because without any evidence they can do nothing.
Have the FSA took action against any of the banks which have put claims on hold without doing a proper investigation to see whether the actual complaint is affected by the JR?

How many complaints have they received about the JR?
You aren't sending a complaint in, and I suspect others won't bother so how much evidence can they not receive from individuals which means it is not really that bad for consumers.
I take it we no one reads the FSA website:
Consumer response to banks PPI letter
or this
Reform of PPI market to protect consumers and tackle complaints handling

Furthermore if you are complaining to the FOS there is a document you need to fill in. The questionnaire which is in Microsoft Word format is linked by the first article.

There is also a PDF attached here. The FSA are really doing absolutely nothing as you can see.

[cappo]

Re: Latest updates on PPI Judicial Review and claims on hold

Just had a return call, and it turns out the guy dealing with it no longer works in complaints dept and although he did receive the banks acceptance form he was waiting on confirmation from the FOS and a copy of there acceptance form.

The complaints dept I'm told did get these but again a break down in communication i,e the complaints dept not telling him had lead to the delay.

However he thanked me for the call and will now progress the finalization this afternoon and the current loan will be paid and closed and a cheque forwarded to me for the remainder which I will receive tomorrow or Wednesday via special delivery.

So there you have it no hold up on mine

nice one p.f

[pompeyfaith]

Re: Latest updates on PPI Judicial Review and claims on hold

Yup it deserves a wee celebration drink tonight the end to a 2.5 yr complaint

Fantastic

[Chip Tuesday]

Re: Latest updates on PPI Judicial Review and claims on hold

Yup it deserves a wee celebration drink tonight the end to a 2.5 yr complaint

Fantastic

Good for you PF - let's hope there'll be more celebratory drinks to come for all affected by this JR.

CT

[di30]

Re: Latest updates on PPI Judicial Review and claims on hold

Just had a return call, and it turns out the guy dealing with it no longer works in complaints dept and although he did receive the banks acceptance form he was waiting on confirmation from the FOS and a copy of there acceptance form.

The complaints dept I'm told did get these but again a break down in communication i,e the complaints dept not telling him had lead to the delay.

However he thanked me for the call and will now progress the finalization this afternoon and the current loan will be paid and closed and a cheque forwarded to me for the remainder which I will receive tomorrow or Wednesday via special delivery.

So there you have it no hold up on mine

Brilliant PF, so pleased for you, well done!

[george]

Re: Latest updates on PPI Judicial Review and claims on hold

I really agree with Leclerc on this one. The more proof the FSA have the more they can do. It is frustrating but I truly believe they are taking action and will follow up their letter with enforcement action but they need evidence and a reason to do so.

Also whilst the letter to your MP may seem pointless the more noise we make the more will happen and at least we are taking positive action rather than just waiting.

[pompeyfaith]

Re: Latest updates on PPI Judicial Review and claims on hold

I really agree with Leclerc on this one. The more proof the FSA have the more they can do. It is frustrating but I truly believe they are taking action and will follow up their letter with enforcement action but they need evidence and a reason to do so.

Agreed also as is why we all must keep the FSA informed because eventually the FSA will get so many complaints on the issue from an individual bank they will be forced to investigate and take action where necessary.

As george says the FSA can take action and has already laid the grounds for such but they need the proof and that has to come from us all

[Chip Tuesday]

Re: Latest updates on PPI Judicial Review and claims on hold

... the more noise we make the more will happen and at least we are taking positive action rather than just waiting.

Very good point George, the more of a scene consumers make, the more likely the media, and therefore the banking industry, is to take notice. I know that any people are going to think that they simply won't be heard by themselves, but you never know, your MP may have been a missold PPI victim too, and with someone else to sympahise with they may speak out.

CT

[cappo]

Re: Latest updates on PPI Judicial Review and claims on hold

Very good point George, the more of a scene consumers make, the more likely the media, and therefore the banking industry, is to take notice. I know that any people are going to think that they simply won't be heard by themselves, but you never know, your MP may have been a missold PPI victim too, and with someone else to sympahise with they may speak out.

CT

i know traditionally it never seems to do much good and it,s only an idea but does ame and you all think a petition wouid do any good maybe something merged with martin lewis etc

[NLP]

Re: Latest updates on PPI Judicial Review and claims on hold

A lot of very angry people...lol

What you worried about? Let me just babble on... don't pay any attention if what i have to say is of no value... no?

Then why get so rattled? haha

I know FAR more about what's going on then many of the posters on here... I was the first person to publicly put on a consumer site news of the intended JR back in late august 2010...i was laughed at back then.. by many of the same posters on here (another forum)

I can tell you again... the banks will win the war.

As you all deep down understand.. but fight against.

Keep the red flag flying high... right?

[patroach]

Re: Latest updates on PPI Judicial Review and claims on hold

Yes, i remember this guy above on MSE and yes he was very early with his prediction. He is fairly knowledgeable if a little combative.

I think we should listen to what he has to say (if anything)

[pompeyfaith]

Re: Latest updates on PPI Judicial Review and claims on hold

Is he a Judge then ? because the way I see it only the Judge can rule either way unless of course he has the power to read minds lol

[cappo]

Re: Latest updates on PPI Judicial Review and claims on hold

Blimey......


"
PPI cases dealt with by the FOS are expected to total 68,000 by the end of this financial year."

going to take a while to get a case sorted out then di

[Class Act]

Re: Latest updates on PPI Judicial Review and claims on hold

A lot of very angry people...lol

What you worried about? Let me just babble on... don't pay any attention if what i have to say is of no value... no?

Then why get so rattled? haha

I know FAR more about what's going on then many of the posters on here... I was the first person to publicly put on a consumer site news of the intended JR back in late august 2010...i was laughed at back then.. by many of the same posters on here (another forum)

I can tell you again... the banks will win the war.

As you all deep down understand.. but fight against.

Keep the red flag flying high... right?

Come on then, let us in on what you know!!!

All opinions can be voiced, whether we agree or disagree with them..so enlighten us??