PPI and Court

[pompeyfaith]

Re: PPI and Court

I presume that you have not contacted Co-Op successfully ??

I have not phoned the bank yet, was going to do it this afternoon but my wife hurt her back so had to take her to the hospital.

Thats not a great issue though as they have now had time to read those letters and I will phone them in the morning.

PF

[Turboman]

Re: PPI and Court

Right Pf

Slow down--keep calm
Everyone else -- no more tunes/photos or simple messages of supporrt

We are at the sharp end now and need to focus on info in a few posts

The Fos have commented today that
1-they do not deal with DSAR
2-they think the offer was reasonable
3-they want PF to tell them the timeframe you want to extend their particular "deadline"

I presume that you have not contacted Co-Op successfully ??

Two issues then:

FOS

Reply to them with illustration on why they are wrong in saying that they believe that Co-Op have followed the guidelines (refer to the old letter which they say it is not up to them to understand the sums !!!

Then as an illustration-we'll concentrate on JUST LOAN 1 which is easy to explain the difficiency in their offer in simple English Prose without the aid of spreadsheets.!!

Then-we ask them to explain why they think its right
and tell them the timeframe required to accept/ the offer be extended to14 days after full compliance with the DSAR (which is only asking for simple statements)

Co-OP

Keep up a civil relationship & conversation with Co-Op via phone-frequent fax & reminders that the timeframe is effectively 40 days


Later tonight--I will draft your reply to FOS for tomorrow, hopefully Bill & Marshy will verify /edit if neccessary by 10:00am

Turbo

[middenmess]

Re: PPI and Court

In my view, the offer sent to you is in line with our usual guidance as explained in my letter dated 20 September 2010 and also fair and reasonable.

Read more at: PPI and Court - Page 12 - Legal Beagles Consumer Forum

''In my view''--I don't pf is interested in his view.

''fair and reasonable'--is a million miles from ''correct and exact''

reasonable [ˈriːzənəbəl]adj1. showing reason or sound judgment
2. having the ability to reason
3. having modest or moderate expectations; not making unfair demands
4. (Business / Commerce) moderate in price; not expensive
5. fair; average reasonable weather

[pompeyfaith]

Re: PPI and Court



TB lol Fantastic

[pompeyfaith]

Re: PPI and Court

Well not a lot we can do about that as they are financed by the financial industry all we can do is make sure are claims though them are bolted down in are favour with no room for them to move.

PF

[di30]

Re: PPI and Court

Oh yes very true PF.
They do currently seem to be working in the favour of the banks, you can say that again.

[pompeyfaith]

Re: PPI and Court

In my view, the offer sent to you is in line with our usual guidance as explained in my letter dated 20 September 2010 and also fair and reasonable.

Oh yes and you also said the first offer was fair and reasonable lol well that proved not to be the case.

[pompeyfaith]

Re: PPI and Court

Not sure about tougher, but sucking up to the banks yes I believe so.

PF

[di30]

Re: PPI and Court

The FOS are definately getting tougher do you think?

[pompeyfaith]

Re: PPI and Court

Greetings All,

Right this is the reply via email from the adjudicator,

Dear Mr and Mrs

I have noted your comments and would like to clarify that I am unable to assist in any way with your DSAR as this is not part of the service that we provide.

There were delays in the offer being sent to you as it needed to go through our offers process first.

In my view, the offer sent to you is in line with our usual guidance as explained in my letter dated 20 September 2010 and also fair and reasonable.

I would be happy to extend the deadline for your response, however, if you are unhappy with the offer the case will need to go to an ombudsman for a final decision on the matter.

Please let me know how you wish to proceed and if you do require an extension, please specify the timeframe?

Kind regards

There were delays in the offer being sent to you as it needed to go through our offers process first.

What the hell is he talking about.

Please let me know how you wish to proceed and if you do require an extension, please specify the timeframe?

Until such time they comply with my lawful request.

I have this gut feeling that they will not comply and hide behind the fos as an excuse

I phoned them before about the threat letters I was receiving and they refused to speak to me quoting that whilst the complaint was in the hands of the FOS they could not make any comments.

If it means I have to force the info out of them via court so be it

Sounds a bit shirty like I have p***** him off, what do you think.

PF

[Turboman]

Re: PPI and Court

Hiya and thank you.

Aww so sweet your ella is too.
And I totally agree with you.
I must settle for my cat though lol, he is a little cutie too LOL.
------------------------------- merged -------------------------------


Hiya

I'm back I'm back :biggrin1:.


And you will see more of me too. Tee hee hee.

Thank you X
------------------------------- merged -------------------------------
I must start getting used to the posting here, I have merged one in another above it seems :tinysmile_aha_t:.

Hi Marshallka as well. X

Tell me about it Di--see here

http://www.legalbeagles.info/forums/...303#post174303

I could get disciplined for this---lol

[di30]

Re: PPI and Court

Greetings Di

Nice to see you over here and thanl you yes i have a very close bond with my ella and she very much reminds me what is more important in life lol and is a great healer

Hiya and thank you.

Aww so sweet your ella is too.
And I totally agree with you.
I must settle for my cat though lol, he is a little cutie too LOL.
------------------------------- merged -------------------------------

Hiya Di,

Nice to see you

Nellie (aka Liberty_lily/Landy_alert) x

Hiya

I'm back I'm back :biggrin1:.


And you will see more of me too. Tee hee hee.

Thank you X
------------------------------- merged -------------------------------
I must start getting used to the posting here, I have merged one in another above it seems :tinysmile_aha_t:.

Hi Marshallka as well. X

[nelliewops]

Re: PPI and Court

Hiya Di,

Nice to see you

Nellie (aka Liberty_lily/Landy_alert) x

[pompeyfaith]

Re: PPI and Court

Greetings Di

Nice to see you over here and thanl you yes i have a very close bond with my ella and she very much reminds me what is more important in life lol and is a great healer

[di30]

Re: PPI and Court

Hi folks, long time no speak, hope your all well.

Been admiring your lovely dogs, my son would be in his element to have all yours, they are all lovely.:beagle::beagle::beagle: so sweet. Like the way you have yours all lined up Turbo lol. X

(Sorry not court or ppi related).