PPI and Court

[pompeyfaith]

Re: PPI and Court

i think ill send them back the 4p attached to a ty letter lol

Re: PPI and Court

well done PF. good on ya mate.

[Angry Cat]

Re: PPI and Court

HAPPY CHRISTMAS!

just keep on going...

[pompeyfaith]

Re: PPI and Court

Hiya Middenmess

Seasons Greetings to you too.

Thanks removed now

[middenmess]

Re: PPI and Court

Hi Pompey--Merry Xmas!

To avoid a flood of begging letters I thought I'd mention that you've left your name on the FOS email :santa1:

[pompeyfaith]

Re: PPI and Court

Just noticed on there letter it says £1,154.25 but on the acceptance form it says £1,154.29 lol only 4p in my favour I know but the point is they cant even get that right.
------------------------------- merged -------------------------------
Turbs I am chuffed that they accepted my offer on the loan although if they refused I would off just requested the money in cash which they have said they could do and just pay the money to moorcroft.

Had they not got the DCA's involved no doubt they would of got the amount they asked for so a bite on the backside for them lol

[Turboman]

Re: PPI and Court

You done well PF to persevere mate---good on you!!!

[pompeyfaith]

Re: PPI and Court

Has been a long hard battle just over 2.5 years started this complaint on the 11th July 2007 and I was right in that they had no grounds what so ever to pass this debt around the various DCA's as this has proved that the money had always been there to clear this debt and would of been cleared a lot sooner had they got there backsides in gear.

[pompeyfaith]

Re: PPI and Court

They have accepted my offer on the loan and my offer to close the current account which was less any charges so a good result there.

So that is it bank the chq when it arrives and that is the END of my business with the Co-operative Bank.

[pompeyfaith]

Re: PPI and Court

Update on this complaint.

Sent an email yesterday enquiring what is happening as regards to my last letter which is posted above.

This morning I got the following email from the FOS in reply:

Dear Mr

Thank you for your email.

I have discussed the situation with The Co-operatvie Bank and have been advised that they did send you a letter on 21 December 2010 explaining your queries and overall accepting your counter proposal.

Unfortunately, the letter is incorrectly dated and they have now sent me a copy of the same.

I will send you their letter in the post along with an acceptance form for your consideration. Please respond to me rather than the bank directly. I will be on holiday as of tomorrow until the 17 January 2011, therefore I have explained the situation to my colleague who will process your settlement form once you send it back. His email address is Andrew.law@financial-ombudsman.org.uk

Please do not hesitate to contact me should you have any further queries.

Kind regards

Deeg Ganatra | Team Manager | Financial Ombudsman Service

One Hour later I had the letter from the bank through the door which says as below in the attached thumbnails.

It is puzzling in that I could go ahead and sign and return the co-op acceptance form, but the fos tell me not to and await there letter and not to act directly with the bank?

considering the banks latest offer was nothing to do with the fos and that was negotiated via me and my helpers on here i fail to see why they should take any further credit because indeed through out this complaint they have been happy to just sit on the fence and just agree to any offers the bank made even though they were wrong ones.

[Bill-K]

Re: PPI and Court

OMG---how many sites is this on before you bring it here?--lol

LOL. Buckle up, Turbo...

Another bumpy ride ?

And what about consequential losses, PF ?

[pompeyfaith]

Re: PPI and Court

OMG---how many sites is this on before you bring it here?--lol

None not started it yet

PS PF----Theres so so so many Sreadsheets on here as working copies -completely out of date--

-I'm going to delete em all except last few posts with em in using "Manage Attachments" option -

--you happy with that--I'll do it at same time tomorrow-ok--

-it might mean some posts incomplete but everybody who follows this thread ( a minority at mo cos its complex ) is up to date I think-

Sure no worries.

Ill have it marked as Won soon as I get my chq anyway.

[Turboman]

Re: PPI and Court

Well I can soon take care of that as the Woolwich is the next on my list lol

OMG---how many sites is this on before you bring it here?--lol



PS PF----Theres so so so many Sreadsheets on here as working copies -completely out of date--

-I'm going to delete em all except last few posts with em in using "Manage Attachments" option -

--you happy with that--I'll do it at same time tomorrow-ok--

-it might mean some posts incomplete but everybody who follows this thread ( a minority at mo cos its complex ) is up to date I think-

-Turbs

[pompeyfaith]

Re: PPI and Court

Well I can soon take care of that as the Woolwich is the next on my list lol

[Turboman]

Re: PPI and Court

I feel as though I have got an extra 30 hours a week to play with-lol