PPI and Court

[WendyB]

Re: PPI and Court

Well Pompey, looks like a good offer to me, finally all you persistence has paid off. FWIW I agree with you about some compo for all the stress etc, but please mate, bear in mind that they have already "declined to offer any". Ir might be worth one letter to push it, but if it's a no go, then if I were you I would take the money and run. You have already given two years of your life to them, complete with the stress and related stuff. Do you really need another fight, more stress, another heart attack? You may jusy prolong the agony, so to speak. Have a shot, but if it doesn't some off sharpish, take the dosh, do whatever you want to do with it, have a well deserved holiday, buy Ella a big eff-off bone, and bloody well relax!

Wends xx

[pompeyfaith]

Re: PPI and Court

As regards to compensation lets remember this is the bank that refused my first letter 2 yrs ago this is the bank that that tried to hide and deny all knowledge of the first loan even when the fos became involved this is the bank that defaulted me not once but three times this is the bank that set the DCAS on me 3 times this is the bank that put a block on SRA requested info and above all this is the bank that caused me so much stress and anxiety it put me in hospital for 5 days due to a heart attack.

So i believe a few quid compensation is well in order

PF
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And as for the FOS they have been a right shower back last yr they said and i have it in writting twice that the banks first offer on the 31 October 2008 for £5152.49 was fair and i should accept

This was only 8 loans only and not the 9 they are now redress so it appears they took the banks word without investigating.
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just noticed there is a page missing on the offer ill scan and post that now.

PF
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There you go missing page added sorry lol

Re: PPI and Court

Thats handy hun, good for you.

[pompeyfaith]

Re: PPI and Court

Sapphire yes but as I am well under the threshold for tax due to being on DLA and IB i dont think that tax will be payable but off course i will declare it

Re: PPI and Court

Well done on that PF, personally I'd be happy with that but then again I am easily pleased. I'm amazed however to read that we pay tax on the interest on refunds, christ they get you every way don't they.

[pompeyfaith]

Re: PPI and Court











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Right there we have it, thoughts

I think I will email the adjudicator regarding the compensation issue given the way the bank has handled this complaint.

PF
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Sorry wendy I did not see you post was busy scanning

[WendyB]

Re: PPI and Court

PF can't you do a quick rundown cos I'm at the game on my phone lol

[pompeyfaith]

Re: PPI and Court

Right just about to upload the docs sent to me today bear with me as there are a few

PF

[nelliewops]

Re: PPI and Court

Greetings All,

Have now had a an offer from the Co-op Bank via the FOS today will scan and post it up this evening along with my thoughts for any response from you all

Hi PF,

That sounds promising - hopefully you're on the way to getting this resolved at long last!

Keeping everything crossed for you as always!

Nellie x

[pompeyfaith]

Re: PPI and Court

Wendy,

Indeed ill get it all posted up soon as on my mobile again lol sufice to say it looks a good offer but there are a couple of issues which i will address later

[WendyB]

Re: PPI and Court

Oh good...something to work on then?

[pompeyfaith]

Re: PPI and Court

Greetings All,

Have now had a an offer from the Co-op Bank via the FOS today will scan and post it up this evening along with my thoughts for any response from you all

[pompeyfaith]

Re: PPI and Court

just to add going on the figures i gave above on the current loan where they have retained some of the policy cost it appears to me that they are trying to settle these as if i cancelled the policies thus had some benefit instead of missold where i have had no benefit at all

[pompeyfaith]

Re: PPI and Court

Bill thank you you assistance is very much appriciated ill hang on until ive heard from you after all another few days on a complaint that has already taken two years is nothing

[Bill-K]

Re: PPI and Court

If I can help with this, I will, but I don't get much chance until Monday earliest. Stay cool, PF. You've sent some spreadies that need looking at. I'll do that, matey. I guess spready #1 is the first priority. If you need to send any verbal right now, then I suggest you keep away from any specific sums or amounts. Keep it to principles and core arguments etc., for now.

These peeps SO lurve to blind us all with their figures, don't they ? OK - we don't have the massive computing power that they have, but we have a better grip of their calculations than most of their template monkeys (Eeeeeww - I SO hate that term !!!)

It looks like we need to get the maths nailed down here. Gimme a coupla days - OK ?