I have received a county court claim from capquest in relation to a debt in 2007 with shop direct. It was "assigned" to the claimant in 2012. Any advise on next steps please. Thanks so much.
Capquest County Court Claim. Historical debt
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Re: Capquest County Court Claim. Historical debt
First Steps
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via Shoosmiths Solicitors ??? issued the claim???
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Re: Capquest County Court Claim. Historical debt
Good morning, welcome to LB.
You say " in relation to a debt in 2007" is this the date the account was opened?
Have you acknowledged service of the claim and stated that you intend to defend the claim in full? If not do so online at Money Claim Online (MCOL)
Do not make any statement in defence at this stage.
Things to do:
1. A request made under the provisions of the Consumer Credit Act 1974 for a copy of the Shop Direct Agreement. (CCA request).
There is a template for this at the top of the " court claim forum" in the green box.
You have to pay a statutory fee of £1.00 for this use a Postal Order marked "for statutory fee only" make it payable to Capquest .
Send by signed for post to Capquests address as on the claim form.
Is a solicitors acting for Capquest?
Please post a copy of the N1 claim form here after removing your name/address and the claim number.
Is this account showing on your credit files? You can check Noddle free online.
nem
Also please give us some history of the debt, e.g. the date of the last payment and default date.
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Re: Capquest County Court Claim. Historical debt
CCA Request || CPR 31.14 Request
CCA Request to (amended) Capquest with £1.00 Postal Order marked on rear FOR Statuary Purposes Only
CPR31.14 to Rectumes ooppss sorry Restons no fee Send all Recorded Delivery & keep copy of receipt attached to your copy file of the letter sent in a file
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Re: Capquest County Court Claim. Historical debt
Originally posted by Kay123 View PostThe solicitors is Restons. I will do the above thanks.
You should also send Restons a request under the provisions of Civil Procedure Rule 31.14 ( CPR) no fee for this.
You request specifically the documents mentioned in the Particulars of Claim as on the N1 form.
Use signed for post.
nem
- 2 likes
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Re: Capquest County Court Claim. Historical debt
Originally posted by MIKE770 View PostCCA Request || CPR 31.14 Request
CCA Request to Shop Direct with £1.00 Postal Order marked on rear FOR Statuary Purposes Only
CPR31.14 to Rectumes ooppss sorry Restons no fee Send all Recorded Delivery & keep copy of receipt attached to your copy file of the letter sent in a file
nem
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Originally posted by Kay123 View PostHow do I add an edited picture of the claim form?
[MENTION=49370]Kati[/MENTION] can you assist please?
nemx
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Re: Capquest County Court Claim. Historical debt
Originally posted by Kay123 View PostI have made no communication with Capquest- I will check my credit to see if the debt is listed. I cannot recall a default but have moved address. The debt is 9 years old.
Kay
When did payments cease?
nem
- 1 thank
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