Capquest County Court Claim. Historical debt

[Kay123]

Re: Capquest County Court Claim. Historical debt

I presume so but it does not say on the records. Just an update. I have had no letters from this company.

[Kay123]

Re: Capquest County Court Claim. Historical debt

Does this debt not come under the statute barred as I have not admitted debt or made payment in over 6 years. I do not even know who studio direct are?

[MIKE770]

Re: Capquest County Court Claim. Historical debt

Studio is a trading name of Express Gifts Ltd which is authorised and regulated by the Financial Conduct Authority for consumer credit and general insurance.
Registered in England. No: 718151.
Registered Office: 2 Gregory Street, Hyde, Cheshire SK14 4TH
VAT No.: 125688644
Express Gifts Ltd is entered on the Financial Services Register No: 311908 and Consumer Credit Interim Register No: 348351

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or

Studio Direct Limited

D

04410562

Private Limited Company

5 April 2002 (14 years, 7 months ago)

15 September 2009 (7 years, 2 months ago)

Dissolved

A DISSOLVED COMPANY

[nemesis45]

Re: Capquest County Court Claim. Historical debt

Does this debt not come under the statute barred as I have not admitted debt or made payment in over 6 years. I do not even know who studio direct are?

Statute barred (England & Wales) no payments or written acknowledgment of a debt in 6 years.

Can you post up a screen shot of the credit file entry please.

nem

[Kay123]

Re: Capquest County Court Claim. Historical debt

Please see attached

[nemesis45]

Re: Capquest County Court Claim. Historical debt

Please see attached

Hello Kay,

Strange there's no default date showing! May be checking Noddle Free Online may show it.

nem

[Kay123]

Re: Capquest County Court Claim. Historical debt

This is from noddle

[Kay123]

Re: Capquest County Court Claim. Historical debt

I am getting so stressed by this. Should I just pay it off?

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I cannot afford this but I also cannot have a ccj. What am I to do?

[MIKE770]

Re: Capquest County Court Claim. Historical debt

This is from noddle

When was the last payment made - Noddle will show under payments section>?

[Kay123]

Re: Capquest County Court Claim. Historical debt

There are no details regarding last payment

[MIKE770]

Re: Capquest County Court Claim. Historical debt

BALANCE HISTORY on Noddle

should be underneath above in post 22

Also Payment amounts for each year

[charitynjw]

Re: Capquest County Court Claim. Historical debt

Send a SAR to Express Gifts.
You should then be given all personal data that is held.

http://www.legalbeagles.info/forums/...ur-information

https://ico.org.uk/ESDWebPages/Entry/Z6552731

Registration Number: Z6552731
Date Registered: 05 April 2002 Registration Expires: 04 April 2017
Data Controller: EXPRESS GIFTS LIMITED
Address:

2 GREGORY STREET
HYDE
CHESHIRE
SK14 4TH

[Kay123]

Re: Capquest County Court Claim. Historical debt

I have had a letter back from Restons who are representing Capquest saying that they will now acknowledge my letter as it is not signed (I did not use my signature as advised and used an electronic font). They said "please ensure all documentation is signed failing which we will not acknowledge receipt nor provide any response". They say they have to ensure they are corresponding with the correct person. Please advise!
ThankKay

[nemesis45]

Re: Capquest County Court Claim. Historical debt

I have had a letter back from Restons who are representing Capquest saying that they will now acknowledge my letter as it is not signed (I did not use my signature as advised and used an electronic font). They said "please ensure all documentation is signed failing which we will not acknowledge receipt nor provide any response". They say they have to ensure they are corresponding with the correct person. Please advise!
ThankKay

Kay there is no need not to sign use an anti tamper strip and your normal signature.

nem

[Kay123]

Re: Capquest County Court Claim. Historical debt

I am wondering why they are happy to send county court documents and not accept a letter.
Do I need to send another cpr to capquest also?

Thanks again
K