Are Pounds Till Payday still Trading?

[Amethyst]

Re: Are Pounds Till Payday still Trading?

Thinking we may as well make sure you are paying the correct place xxx

[k3oghboi]

Re: Are Pounds Till Payday still Trading?

Yea I have read the while thread thouroghly but is all foreign to me unfortunately

[Amethyst]

Re: Are Pounds Till Payday still Trading?

Got it thanks.

poundstillpayday-email.com doesn't seem right, have you cross checked the account number given in the email is actually your account number ?

The domain info doesn't match any of the formal urls ( hosting provider, where domain was purchased etc ) so I'm really not confident you'd be making payment to the right people.

There is a payonline section on northway website which looks a bit more secure although I'd still treat with caution - https://northwayfinancial.collstream...Payday/Payment

I think I would get in touch with the FCA and possibly forward them the email. PTP are not regulated to act in the UK at all - their interim permissions ref was 574990 - Northway Financial. Therefore some of the threats they have made in the email ( reporting to credit reference agencies etc ) are completely invalid.

I would definately give the financial ombudsman a call to set your mind at rest 0800 023 4 567 - they may well have other issues being dealt with regards pounds till payday/ northway. Or even speak with the MoneyAdviceService or CitizensAdvice.

[k3oghboi]

Re: Are Pounds Till Payday still Trading?

So that number in Derby is a duff number then is what your saying?

[Amethyst]

Re: Are Pounds Till Payday still Trading?

I don't know but there's no customer service people behind it at all, if you get your number wrong it hangs up on you and there's no 'pass to an operator' at all and it really doesn't seem very professional or secure. It is a Derby number when the company are based in Malta and I can't see any links to Derby at all.

[k3oghboi]

Re: Are Pounds Till Payday still Trading?

Shall I pay on that link to northway? I looked for that link manually and couldn't find it, how did you come across it? Thanks

[Amethyst]

Re: Are Pounds Till Payday still Trading?

On your email, so it's really dependent on whether your account reference number in your email is correct whether that email is genuine.

[k3oghboi]

Re: Are Pounds Till Payday still Trading?

I believe the email to be genuine as loan number matches my account...... and the fact they didn't take the direct debit.

I would love to know why they have stopped issuing loans all of a sudden too

Again thank you

[Amethyst]

Re: Are Pounds Till Payday still Trading?

In that case I think the online payment may be a better option than the telephone.

They have stopped lending as they are no longer authorised in the UK to provide credit. We do not yet know if there has been / or is an ongoing investigation.

[k3oghboi]

Re: Are Pounds Till Payday still Trading?

Also I've spoken with an divisor from the ombudsman

[Amethyst]

Re: Are Pounds Till Payday still Trading?

What did they say ?

[k3oghboi]

Re: Are Pounds Till Payday still Trading?

Not aolt really gave them details and they said they will contact them..... I think il just pay via that link and screen shot each stage as I don't think il get anywhere with them and have to pay all the fees, it's just not worth the risk of owing loads of money out, I haven't got the time unfortunately to chase all the agencies. So annoyed with my situation

[Amethyst]

Re: Are Pounds Till Payday still Trading?

Okay, that's fair enough, and yes keep a record of everything, and your statement showing the transaction, and keep an eye on your statements in case further payments are taken without authority.

[k3oghboi]

Re: Are Pounds Till Payday still Trading?

Yes I will do thank you, I've cancelled my direct debit and done the manual payment....... thanks for your input and il keep you posted

[Debt Camel]

Re: Are Pounds Till Payday still Trading?

Hi guys,

I have only just seen this thread. I've been blogging about PoundsTillPayday and SwiftSterling and the comments below this article may be interesting reading: http://debtcamel.co.uk/swift-sterlin...s-till-payday/

I have corresponded with a few people who have borrowed from one of these lenders. No one has said they have had any credit file entries about these debts.

The Financial Ombudsman is regretfully declining to look at any complaints about them.