CASE DISMISSED in court * brian carters letter Help needed..!!

**g-man13** · 10th May 2015, 19:54:PM

Re: brian carters letter Help needed..!!

Hi guys.. can anyone help me out with this please. im not sure what i should do next

**Amethyst** · 10th May 2015, 21:34:PM

Re: brian carters letter Help needed..!!

Do you recognise the a.c number and is it a current account overdraft or loan or credit card account?

Have you actually had a formal court claim or just a pre.action letter?

**g-man13** · 11th May 2015, 06:44:AM

Re: brian carters letter Help needed..!!

Its for an overdraft. Ive only had the letter of claim from BC. Nothing from the court yet..!!

**nemesis45** · 11th May 2015, 09:15:AM

Re: brian carters letter Help needed..!!

hi

There is no actually " credit " agreement for a current account/overdraft, a letter of " facility" is usually issued.

Did you received " Demands for Payment" and A " Final Demand|" for repayment of the OD in full?

nem

**g-man13** · 11th May 2015, 09:26:AM

Re: brian carters letter Help needed..!!

Hi, no i never received either from llyods it just got refered to lowells who said they had purchased the debt

**g-man13** · 12th May 2015, 06:14:AM

Re: brian carters letter Help needed..!!

Hi guys, is there anyone who can advise me on what response i should send to brian carter?

**nemesis45** · 12th May 2015, 09:21:AM

Re: brian carters letter Help needed..!!

Hello GMan,#
Sorry for any delay in replying is been a very busy few days all round.

Does the account show on credit reference files?

To Carter,
I suggest a " prove" style letter along the lines of:

Ref: use Carters:

Dear Mr Carter,

Thank you for you template letter dated ......................: in which you refuse to disclose the documents that your client will seek to rely on should this matter proceed to a court claim.
It is irrelevant what may or may not have been provided by the original creditor at any time in the past.

I seek proof that Bryan Carter LLP and it's client has the appropriate documentation and authority to progress this matter further.

If Bryan Carter fails to produce the requested information within 14 days from the date hereon I shall consider the matter closed.
This letter will be provided to the court together with the template letter received.
OK send that to Carter.

Amend the above and send to Lowell. FAO Andrew Bartle Chief Operating Officer The Lowell Group.

nem.

**g-man13** · 12th May 2015, 12:42:PM

Re: brian carters letter Help needed..!!

Hi nem,

Thanks for that i will send it off today!

Yes the account shows on my credit file under lowells group.

G

**g-man13** · 12th May 2015, 12:50:PM

Re: brian carters letter Help needed..!!

Hi nem,

Thanks for that i will send it off today!

Yes the account shows on my credit file under lowells group.

G

**molly001** · 12th May 2015, 13:10:PM

Re: brian carters letter Help needed..!!

Hi g man,
I have fought this lot for a great deal of time. Despite all requests of evidence to "prove it " (true copies, etc ) I got nothing. I am sure you are sending everything recorded /signed for delivery and take care with your signature as I have evidence of this been copied and not the same as the original credit agreement. I basically want to offer you support and advise you not to give up. My court date is no longer as they have just discontinued the case on receiving my defence. This company play a cat and mouse game, they purchase vast amounts of alleged debts hoping that by putting the frightners on people some will pay up. My partner was about to pay up to get them off our back, despite the account being Statute Barred and fraudulent. I am a stubborn goat and will fight and defend my rights. There are some good and wise people on this site that will help and offer good advice. Hope all works in your favour. Regards Moll

**nemesis45** · 12th May 2015, 13:28:PM

Re: brian carters letter Help needed..!!

Hi Molly,

The allegation of " signature lifting" or forging is some thing
that if proven can a serious impact on the perpetrator and
should be reported to the FCA as " information" together with
any documents proving the allegation.

nem

**molly001** · 12th May 2015, 14:14:PM

Re: brian carters letter Help needed..!!

Thanks for that Nem, now the case has been discontinued I intend to do something about it . Moll

**Kati** · 12th May 2015, 14:49:PM

Re: brian carters letter Help needed..!!

Originally posted by nemesis45 View Post

Hi Molly,

The allegation of " signature lifting" or forging is some thing
that if proven can a serious impact on the perpetrator and
should be reported to the FCA as " information" together with
any documents proving the allegation.

nem

and if you are worried about it, an anti-tamper strip on the letter should ensure it doesn't happen

Attached Files

**g-man13** · 12th May 2015, 16:02:PM

Re: brian carters letter Help needed..!!

Hi moll,

Yes everything is sent signed for/recorded.

Thank you for your offer of help. It looks like im going to need it from what ive read about this lot..!

Im going to send the prove it letter and i take note on what you have said about my signature.

G

CASE DISMISSED in court * brian carters letter Help needed..!!