Hi All, in the happy position that as of Feb 2022 all defaults (only 1 left) will have fallen off my Credit Report. I have also not in the last 6 years made any payments nor acknowledged any debt with any companies. (At one point - seems so long ago now! - way back in 2010 I wrote access request letters etc as per template letters from here etc - but it came to nothing.) So what I want to know - can I now get rid of all correspondence of any sort relating to these various debts etc - they were credit card related. I can obviously keep some basic information on what the card was, number etc on the computer if anyone thinks I might need this for anything? My intent is that if contacted further about any of them that I will send the statute barred letter. Does this seem ok - have lots of letters etc kept from the various finance companies etc and would finally love to be read of all of this and the reminder of that period of my life!
Old Debt documentation
Collapse
Loading...
X
-
If you do not wish to keep the physical documents it would be advisable to scan everything and zip it in to a file then upload to two separate cloud storage sites. This will mean you have a backup copy if one becomes corrupt, data is lost by the cloud storage service etc.COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE
My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.
Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.
Comment
View our Terms and Conditions
LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.
If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.
If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
Announcement
Collapse
No announcement yet.
Court Claim ?
Guides and LettersSHORTCUTS
Pre-Action Letters
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Witness Statements
Directions Questionnaire
Statute Barred Letter
Voluntary Termination: Letter Templates
A guide to voluntary termination: Your rights
Loading...
Loading...
Comment