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I had a mortgage some six or seven years ago with Blemain finance. The people i asked to act for me (Black lion Law) have said that they cant do anything as it is more than six years. however I thought that mortgage related issues could be persued for twelve years from the end of the relationship. can anyneadvise . Preferably with chapter and verse.
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You can bring a complaint yourself Seduraed.
Are you looking at undisclosed commission for PPI added to the mortgage or between broker and Blemain?
Broker commission should be able to go back to if the mortgage was sold after Oct 2004 ( when MCOBS came in ) and PPI as far as you like as it was a misrep/fraud issue.
Have you already got all your documents from Blemain ?
pt2537
https://www.handbook.fca.org.uk/handbook/MCOB/5/6.html
#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
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Undisclosed commission. As I have-already claimed for PPI and had-additional unsicited payment from them. I have had no documents from email. So far I have used a claims management t company. The one who said it was not recoverable was black lion law. I am not sure what to do next.Comment
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Did black lion get involved through the CMC ?
Have you obtained your loan documents ? If not, do a SAR to the lender, then if any commission isn't disclosed on the KFI or loan docs, and you think there was commission, make a complaint directly to the lender.#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
Received a Court Claim? Read >>>>> First StepsComment
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indeed, and if you had a broker retained to get you the best deal and they took a backhander from the lender, then you could claim the commission which is in effect held on trust for the borrower.Originally posted by Amethyst View PostI work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.
If you need to contact me please email me on Pt@roachpittis.co.uk .
I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.
You can also follow my blog on consumer credit here.Comment
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The broker no longer exists. Thetydisappeared shortly after the loan was finalised.Comment
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