Default Ended now what

[mrneedshelp]

looked on my credit report of which I had a default it now says default ended. What happens next? Can it be taken to a CCJ?

[mrneedshelp]

Re: Default Ended now what

It has been over 6 years so can this still be chased as a debt now?

[Amethyst]

Re: Default Ended now what

Default ended ? Do you mean it has fallen off of your credit report ? Or has the creditor sold the debt on ?

Statute Barring is based on last payment or acknowledgment of a debt, not necessarily the default date, so it really depends what's happened in between defaulting and now.

[Debt Camel]

Re: Default Ended now what

If the debt has fallen off your credit record, read https://debtcamel.co.uk/debt-not-on-my-credit-file/