DCM Money Solutions - In administration

[Obells]

Re: DCM Money Solutions - In administration

For the avoidance of doubt I did not post up Simon Bairds details to cause trouble/whip up a frenzy nor cause an argument, if I really wanted to cause trouble I could have posted up his personal phone numbers and many other details.

Again for the avoidance of doubt the details I posted up are available to the public, I got the information from doing a creditcheck, which is something I pay £600 a year for my own business use, which is also a Limited company, the facility also allows searches on Sole traders and you can search by Directors names if you need to, also if you new the details of my company and if you paid the price you could indeed look up my details, I would have no problem with that as they are available to the public either by doing a creditcheck or by searching Companies House.

If I have offended anyone then I apologise reservedly, although given the chance I will most certainly do it again, my loyalties are to the hundreds of people who have lost out.

im amazed at the power some of you have in the forums... you could have posted his phone numbers if you wanted.. hmmm sounds like your being a little more than informative to me!!!

[Sapphire]

Re: DCM Money Solutions - In administration

Obells, you seem to be wanting to single me out, well fair enough, yes your right I shouldn't have put 'lol' when I posted, I apologise again for that and assure you that no malice was meant, then again you're prattling on about how people have been to your friends door asking to see him, how his children could be upset or even worse, although I believe you are going way over the top about this.
Well let me give you a couple of pointers, your friend could have registered his company through his accountant which in turn would never show his private address, the other thing, who's saying that the people who (allegedly) visited his address got the details from this site, as I'm sure your aware the details have been replicated on another much larger site, who in turn have massively more members who could be living close enough to visit, if indeed they have.
Oh and another thing, what about all those poor people who trusted your friends company to pay their debts on their behalf, what about the children in their families that are sufferring financial hardship because your friends company has not passed on the payments?
Please think about those people whilst you are sitting (I hope) nice and warm in your comfortable home whilst these people are wondering where the money is coming from to feed their children the next meal, or give them new clothes.
These are the people that rightly or wrongly, I care about.

[Amethyst]

Re: DCM Money Solutions - In administration

Customer's concern after city debt management firm closes
and comment
THE closure of a debt management company will plunge some customers into a crisis.

''
This is a worrying state of affairs for people who signed up with the company in an effort to put their affairs in order. The company, or its administrators, must have this at the forefront of their minds as they begin to sort out its affairs.


''


also Express 3rd Feb ref cleardebt and dcm
Express.co.uk - Home of the Daily and Sunday Express | The Crusader :: Debt plan that didn’t pay off

[Amethyst]

Re: DCM Money Solutions - In administration

Apex Debt Counselling & Management Limited (the Company) – in Administration
Gordon Johnston and Alan D Fallows of hjs recovery were appointed Joint Administrators of the Company on 2 March 2011 by the director. Clients and creditors will shortly be receiving notification of the administrators’ appointment by post.
The client database has been sold to ClearDebt Group plc a debt resolution specialist to conduct a no obligation review of client’s files. Please contact ClearDebt Group plc directly on 0800 612 3318 or 0845 120 1040 for further information.
The Administrators are currently formulating proposals which will be sent to creditors and clients in due course. No further information is available at this time.
Should clients or creditors wish to contact the administrators they should do so in writing to:
hjs recovery, 12-14 Carlton Place, Southampton SO15 2EA for the attention of Michael Hall or alternatively by e-mail to apexdcm@hjsrecovery.co.uk.
For and on behalf of
APEX DEBT COUNSELLING & MANAGEMENT LIMITED

Gordon Johnston ACA FABRP Alan D Fallows FCCA MIPA MABRP
(authorised by the Institute of Chartered Accountants in England and Wales) (authorised by the Insolvency Practitioners Association)
Joint Administrator Joint Administrator






will add to first post too

[Guest]

Re: DCM Money Solutions - In administration

Do you think it's wise to put up information like this on here? Do you think it's sensible to put the mans address on here due to mutters going round and potentially committing criminal acts. Furthermore it seems Simon Baird only took over the company in may 2010 so how can he be responsible for the past five years? Admin please

yes i do, i know one of the directors. Mr Baird and mr smith were only directors from may last year and were bought into the company to try to turn it round. The main blame for the historic problems with dcm lies with mr john baird who passed away in oct 2009 and his right hand man who then was made sole director when mr bair died, Mr Sentley Robert Wilson who then proceeded to try to run the company into the ground for 7 months until Mr Bairds Widow approached Mr Baird And Mr Smith to take the company on and remove Mr Wilson who was seemingly paying himself large sums of money!

I know this as i was a self employed contractor working for them on and off for a number of years. I have clients who i recommended to DCM in the past and was not aware of any problems until around october 2010 when the directors uncovered past negligence etc, i believe this is why Mr Smith left due to these issues and didnt want to be associated with these historic problems. ... hopefully Mr Simon Baird will get a chance to be seen in a better light when the truth of these matters are heard in the correct environment.

This is the reason i posted the previous comments due to the vigilante nature of some people and also people fueling peoples hatred. i agree that the info IS in the public domain for certain reasons, The way i understand it if administrators get involved is that this is all the info consumers or creditors need until a hearing, it is a matter for the dti, etc to use companys house info to locate directors not people on forums whipping up anger and hatred.

I for one know that Mr Simon Baird and Mr Aaron Smiths intentions for taking on the company was to try to salvage it at the hands of someone who was intent on ruining the business and The founders widow and i know they fought very hard to turn the company around in the short time they were there. i feel its important someone voices some truth on these matters and i know the truth will come out eventually. But until then perhaps it is better not to whip up more and more hatred.

pompey -" Hmmmmmm indeed that is what makes me suspicious and the fact the poster has not replied yet."

I find this suspicion unhelpful, i feel it is just adding fuel to an already fanned fire.

Also, dont shoot the messenger!

I agree that the info is in the public domain and it is readily available for people to purchase and i also feel it is important to give people this info if it is to help them in any way.
However, when it is clear a company is going into administration and there has been appointed an administrator and this information is in the public domain and also knowing that this is the only way for a consumer to pursue (legally) their claim and try to get any answers, why then do you feel it is a positive thing to publicize someones personal address where there might be children and innocent families?

Do you feel that this is a correct way to act? If that were so when the process of "administration" were invented there would be a section in specific legislation that would enable the directors name and personal address to be included in the notice of administration, in fact why not go the whole hog and publish directions in order for disgruntled people to go and vent their anger and potentially cause harm to innocent people?? i'll tell you why shall i? It wasn't because we dont live in the middle ages. we have rules, laws and procedures in place in order to remain a civilized society, not a mob ruled by hearsay. So your comment that you think it is correct, i dont agree with as it has dangerous and illegal consequences attached to it. That is why an administrator becomes the first port of call for all inquiries and that is why the dti or other trade body have a hearing to establish "The Facts" in a lawful manner. Do you have a problem with those process'?

you are wrong, i dont think administration is a positive thing, you are mistaken i was highlighting the fact that someone typed in mr bairds name and address with a "LOL" preceding:seagull: it!!! this surely is not a positive thing is it?

You think i am over reacting re peoples kids and family's do you?? the address has been on this forum how long?? i know first hand that people have been to this mans door and demanded to be let in to confront mr baird!!! the landlord has been accosted and so have other tenants. you dont think this is a serious thing? i am over reacting? so what happens when a disgruntled customer goes to the door and kicks it in and bludgeons the man he believes robbed him of his money to death in front of his kid?? what then?? does the "LOL" at the start of the address posting become "Opps!!" get a grip... i am not over reacting regarding kids etc.... there are laws and procedures in place in the country to protect from mob rule and innocent people becoming victims of mis information and anger!!!!
fire and brimstone to let off steam you say?

what about people sat outside someones house who is yet to be proven to be guilty of a crime?? you advocate the publicizing of someones information on a forum which harbors every type of person with all sorts of intentions and tell me i'm over reacting?? sorry but i think you are misguided and irresponsible to advocate such actions. I think it's disgusting you sit in you home and make such sweeping statements about people you do not know. oh and just because there is no phone number for a person its ok to put their physical address on the internet so people can take it upon themselves to go round and torch a mans house who is yet to be found guilty of a crime!!!!

im amazed at the power some of you have in the forums... you could have posted his phone numbers if you wanted.. hmmm sounds like your being a little more than informative to me!!!

Obells, had Mr Baird been as worried as you clearly are about "mutters" and being bludgeoned to death in front of his offspring, he would have made an application under Section 243(5) the Companies Act 2006 in order to protect his residential address from disclosure. Chapter 8 of Part 10 (sections 240 to 246) and section 1088 of the 2006 Act and the Companies (Disclosure of Address) Regulations 2009 came into force on 1 October 2009.

The fact that he has not and that his address is available, as has been demonstrated here, must mean that the publication of his address is of no concern to him.

That being the case, it must be of no concern to you either.

[Obells]

Re: DCM Money Solutions - In administration

You people sicken me. You will Justify what ever comments you make without considering the truth. I have given an informed oppionon when you have no facts whatsoever. It's like living in Salem when the f'ing crops failed due to a bad winter. Drown them all that will solve it! Foolish over opinionated fools.

[Guest]

Re: DCM Money Solutions - In administration

What truth?

You state you have given an "informed oppionon" [sic] yet complain that we have no facts. An opinion, whether informed or not is just that. It is not fact either, by definition.

Mr Baird, quite clearly, is not at all worried or he would have taken steps to protect his residential address from disclosure.

Why are you so worried for him?

[Obells]

Re: DCM Money Solutions - In administration

And sapphire I wasn't singleing you out I was making a point that this sensationalism can have a knock on effect which can cause harm. How crass that you hide behind statements saying the forum does nit condone hatred etc.... When you have tried to look clever posting the info

The other thing is the fact that if you took the time to read my posts your ridiculous comment ignoring the potential danger mr bairds family faced and continuing to blame him for the problems is glimmered and only meant for you to look like a saint. What ever i say or what ever facts are printed people like you will always be there laying the seeds of doubt and pouring poison on to anything that it truthful because it is the only way you all feel satisfaction in life, by being opinionated without the facts and pointing the finger of blame. There are many reasons for things to go wrong In the world but when you are someone who doesn't look at or take into account the facts that makes you very powerfull.. I have have said enough here let you all wallow in your own sad glories
------------------------------- merged -------------------------------

What truth?

You state you have given an "informed oppionon" [sic] yet complain that we have no facts. An opinion, whether informed or not is just that. It is not fact either, by definition.

Mr Baird, quite clearly, is not at all worried or he would have taken steps to protect his residential address from disclosure.

Why are you so worried for him?

People like you live just for one tiny spelling mistake or misquote because it gives you a reason to exsist. Get a life and get off my case. T double you wat!

[Guest]

Re: DCM Money Solutions - In administration

Presumably, because you have chosen to attack your own poor spelling, you have no idea how to answer the questions I posed.

You need to go and find your happy place.

[TUTTSI]

Re: DCM Money Solutions - In administration

http://www.thisisnottingham.co.uk/ne...l/article.html from Saturday 12th March 2011

[Amethyst]

Re: DCM Money Solutions - In administration

Apex Debt Counselling and Management Limited – In Administration | ClearDebt Blog - Much more than debt, IVA and personal finance.

(much as I dislike fee paying DMC's people screwed by DCM should be aware that cleardebt have bought their cases - personally I'd recommend moving now to a free DMC such as CCCS or Payplan )

[Amethyst]

Re: DCM Money Solutions - In administration

And I probably wouldnt follow this advice either

Apex DCM customers who decide not to move to ClearDebt need do nothing. The consequences will be that their creditors will become aware that their plan has ceased when no more payments are received from Apex on your behalf. They will contact you and you will need to come to repayment arrangements with them individually, or choose another debt management supplier

Many people have had no payments going to their creditors from Apex for months now already. Charges will have been building up and possibly debts pushed on to court etc. doing nothing might just cause these to accelerate.

If Cleardebt now have all customers files, then request yours from ClearDebt.

If you have a statement or list of your creditors (looking on your credit file might be an idea) I would get in touch yourself, explain that APEX have messed up and sort out a repayment arrangement direct (OR if you really don't feel up to that and like having things handled by a third party then CONTACT CCCS Debt help | Free debt advice for UK debt problems | Free debt management | CCCS
or Citizens Advice for help)

[pompeyfaith]

Re: DCM Money Solutions - In administration

Indeed Amethyst I wholeheartedly agree there is not a place for these fee paying DMC's when there is places out there that will do it for free and take care of the funds they receive.
------------------------------- merged -------------------------------

Apex DCM customers who decide not to move to ClearDebt need do nothing. The consequences will be that their creditors will become aware that their plan has ceased when no more payments are received from Apex on your behalf. They will contact you and you will need to come to repayment arrangements with them individually, or choose another debt management supplier

BAD ADVICE and gives a good impression of Cleardebt if they can state such advice

[leclerc]

Re: DCM Money Solutions - In administration

Apex Debt Counselling and Management Limited – In Administration | ClearDebt Blog - Much more than debt, IVA and personal finance.

This is the cleardebt press release. Up to you if you want it quoted but I won't.

[TUTTSI]

Re: DCM Money Solutions - In administration

Ame beat you to it see post 41....

Apex Debt Counselling and Management Limited – In Administration | ClearDebt Blog - Much more than debt, IVA and personal finance.

This is the cleardebt press release. Up to you if you want it quoted but I won't.