Hamptons legal

[ODC]

Re: Hamptons legal

Hampton Leagal are just another desk in the Leeds Threat Centre. Basically the churn out the same $hit as Lowells, Red Debt on different notepaper. They are not solicitors and have no more legal standing than the other threat monkeys

[CleverClogs]

Re: Hamptons legal

I know it's probably puerile, but it never ceases to amaze me that Lowells know so little of rhyming slang (link) msl:

[Celestine]

Re: Hamptons legal

Hi Labman
It was a barclays account sold to lowells in 2011
I also should point out CCA done and application form sent instead stating it was a CCA thats why im thinking of the CPUTR2008 should I omit the bit about not aknowledging the debt

You received a copy of your OWN application form? Can you remove identifying data, scan and upload a copy please?

[winner12]

Re: Hamptons legal

Hi Celestine
Its a really faint photocopy that they insist is my signed cca tried to scan it but its really bad.
Do you all think i should do as usual then write a letter stating some of the OFT guidelines and carry on paying what i can and ignore their threats

[CleverClogs]

Re: Hamptons legal

Or send them this? :rofl:

cc: Global Arrow, Debt Recovery Plus, Mercers, Triton (et al - they'd not really be sent a copy)

Your reference: whatever

Dear Sirs,

Thank you very much for the numerous letters you have sent me; not only did they make interesting and amusing reading material, I found that they were admirably suited for a secondary purpose. Cut or torn in half, the letters were more than adequately large. The paper was thick enough to resist tearing yet sufficiently flexible not to cause chafing; better still, the ink did not come off in use.

However, I recently suffered a severe attack of diarrhoea which resulted in my supply of your letters becoming rather depleted.

Please send me some more letters, as soon as possible.

Yours Faithfully,

Clever Clogs

[Celestine]

Re: Hamptons legal

If its that faint it possibly isn't enforceable. Scan a copy up anyway?

Hi Celestine
Its a really faint photocopy that they insist is my signed cca tried to scan it but its really bad.
Do you all think i should do as usual then write a letter stating some of the OFT guidelines and carry on paying what i can and ignore their threats

[PlanB]

Re: Hamptons legal

Within the last month the letters have got more frequent all of which I thought were standard Lowell tactics then this morning the Hampton legal drops through the letter box

Was this a standard 'pay up or else' legal letter in the regular post or a hand delivered letter with the words Statutory Demand under section 268 (1) (a) near the top?

[ODC]

Re: Hamptons legal

I know it's probably puerile, but it never ceases to amaze me that Lowells know so little of rhyming slang (link) msl:

Even if they changed their name to Tankers they probably still would not see what Cupid Stunts they are

[labman]

Re: Hamptons legal

If its that faint it possibly isn't enforceable. Scan a copy up anyway?

Cel, if they're insisting that's his CCA, then it must be legible according to the CCA. If they can't provide something legible, is it not UE anyway (assuming taken out prior to April 2007)

[FlamingParrot]

Re: Hamptons legal

If you've been paying them, why is it so important to you not to acknowledge the debt? Isn't paying them doing just that?

If you are acknowledging a debt, then you might just as well go the normal CCA / SAR route. We could really do with a little more information.

Hi Labman
It was a barclays account sold to lowells in 2011 paid them as per my debt management plan until last summer when I reduced my payment to £1 carried on paying.
Got loads of letters from Lowells asking me to set up a payment plan but I wrote every month along with my payment setting out my circumstances stating it was all I could afford
Within the last month the letters have got more frequent all of which I thought were standard Lowell tactics then this morning the Hampton legal drops through the letter box
The point Im trying to make is how do you make Lowells listen and not run rugshot over anything I try to do.
I also should point out CCA done and application form sent instead stating it was a CCA thats why im thinking of the CPUTR2008 should I omit the bit about not aknowledging the debt

If you are paying you are acknowledging the debt, even with £1/month so that's irrelevant at this stage.

Also bear in mind there's no legal obligation to respond to a a CPUTR letter and most creditors don't respond. One way around it is to head it FORMAL COMPLAINT, because they have to respond to a complaint! :thumb:

Cel, if they're insisting that's his CCA, then it must be legible according to the CCA. If they can't provide something legible, is it not UE anyway (assuming taken out prior to April 2007)

It would be, as long as they don't provide something more legible. Would be good if we could take a look at their response as suggested above. As noted on another thread, it's important to get a good paper trail going, especially as we are dealing with Lowells, who are fond of churning out Statutory Demands. If their response to the CCA request was an illegible document, it should be pointed out to them, otherwise they'll argue they've complied.

[FlamingParrot]

Re: Hamptons legal

Was this a standard 'pay up or else' legal letter in the regular post or a hand delivered letter with the words Statutory Demand under section 268 (1) (a) near the top?

Or possibly a Letter Before Action (LBA) stating they are about to start court proceedings? It would be good if winner12 could post up the letter after removing all personal details. :thumb:

[winner12]

Re: Hamptons legal

Just catching up with this thread
I have sent a letter to Lowells this morning (Plan B its just a standard post delivered we will be passing you onto Hamptons, but if you call to agree a payment plan we will not take any action)
BLAH BLAH BLAH
Im no shrinking violet were Lowells are concerned just confused with the payment demand so quoted the appropriate OFT guidelines will see what happens next

[CleverClogs]

Re: Hamptons legal

Would be good if we could take a look at their response as suggested above. As noted on another thread, it's important to get a good paper trail going, especially as we are dealing with Lowells, who are fond of churning out Statutory Demands. If their response to the CCA request was an illegible document, it should be pointed out to them, otherwise they'll argue they've complied.

Those jerks will do that anyway.

[winner12]

Re: Hamptons legal

UPDATE
Hi all well what a turn up I wrote a very stern letter to Lowells(headed Complaint) about passing me to Hamptons when I have been paying all along
I made it clear how much I would be paying and when (like it or lump it ) and to my surprise they have just written back agreeing to my proposals (all as before) and stating no further action will be taken (not that they could but was a little bothered they would send a SD anyway) so I have put the letter somewhere safe for when they play silly beggers again.