Getting constant phone calls, letters, stuck and dont know what to do

[FlamingParrot]

Re: Getting constant phone calls, letters, stuck and dont know what to do

Thanks, but how do i apply to have them reduced?

If you are referring to the CCJ, take a look at this: http://www.adviceguide.org.uk/englan...r_for_debt.htm

[Eloise01]

Re: Getting constant phone calls, letters, stuck and dont know what to do

I suspected we may be talking domestic violence. You need to contact also any groups in your local area dealing with domestic violence. If you don't know where to start, contact your local council who will have the information. These groups are used to seeing women in your circumstances and have loads of ways of helping, not just with debt, but everything else too. I see you are petrified of him finding you, and I really don't want to make that any worse for you, but I have worked with domestic violence groups for a long time, and if people are intent on finding someone, leaving the country isn't far enough. You will be able to get advice on the legalities of your situation, restraining orders and other legal methods of keeping your ex at bay.

I also believe that your circumstances as a victim of abuse can be taken into account by some people who you may owe debts to - the others will correct me if I'm wrong! So you may be able to negotiate the debt. I know, for example, our local councils don't chase unpaid council tax for victims of domestic violence; and the water authority are also willing to drop claims where our shelters have intervened in debts owed. Control of financial purse strings is a common indicator in abuse cases. That's isn't an excuse to not pay debts, but you will find that many companies actually "get it",and may be a lot more sympathetic than they might otherwise be.

You may be "away",but you are still a victim. Get some help. Then you can one day be in a position to stand tall and NOT be a victim. The day you aren't in fear will tell you when that is. And it really does happen! That'll be a day to celebrate whether or not a mortgage follows....

[CleverClogs]

Re: Getting constant phone calls, letters, stuck and dont know what to do

I have been receiving constant phone calls from a company called Toccatto, leaving messages by the hour, I have also had someone call at the house and leave a letter regarding a utilities bill, to be honest I cannot afford it, and its all just getting in a mess and I have resorted to unplugging the phone because they are constantly ringing and its driving me nuts, and stuck about the letter from chase solutions for the water. Any help would be really appreciated.

Tocatto Limited are part of our dear friends, Lowells (link)

Chase Solutions, on the other hand, is part of Robinson Way (link)

[CleverClogs]

Re: Getting constant phone calls, letters, stuck and dont know what to do

There's lots of things we can suggest to boost your income as well as reduce your debts

... none of which involve selling children. :rofl:

[wales01man]

Re: Getting constant phone calls, letters, stuck and dont know what to do

Please concentrate you efforts on yourfamily the debts can wait as some people have said on here you can get help please seek it nobody should have to put up with any form of abuse you and your children should always come first please heed the advice and GOOD luck

[bluebottle]

Re: Getting constant phone calls, letters, stuck and dont know what to do

With regard to domestic violence, most police forces have Domestic Violence Units or Teams who work closely with local authorities, charities and support agencies. There is also a national policy, where children are involved in domestic violence situations, whereby the police will inform the school the children attend so that they are aware of the situation and can ensure children have someone they can go to for support should they need it.