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Trying a fast one?

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  • #1

    Trying a fast one?

    Hi everyone
    Out of the blue receive a letter from Intrum yesterday.
    Account purchased from HFC on 04/04/2008! Yes thats right. Chasing me for a credit my exwife took out in my name, dumped on my lap when i left her, she used the card but yes in my name, and expected me to pay it off, which i declined to do so. 3k the debt.
    bottom of letter ....
    YOU SHOULD BE AWARE THAT THE PERIOD OF RECOVERING YOUR DEBT BY COURT ACTION HAS EXPIRED SO WE WILL NOT BE ISSUING COURT PROCEEDINGS TO ENFORCE PAYMENT . HOWEVER YOUR DEBT STILL EXISTS AND LEGALLY WE ARE WITHIN OUR RIGHTS TO CONTINUE TO ASK YOU FOR PAYMENT.
    Question. Do i use the letter to fire up the barbeque and ignore?
    T
    Tags: None
  • #2
    Originally posted by Tiny Nisbett View Post
    Hi everyone
    Out of the blue receive a letter from Intrum yesterday.
    Account purchased from HFC on 04/04/2008! Yes thats right. Chasing me for a credit my exwife took out in my name, dumped on my lap when i left her, she used the card but yes in my name, and expected me to pay it off, which i declined to do so. 3k the debt.
    bottom of letter ....
    YOU SHOULD BE AWARE THAT THE PERIOD OF RECOVERING YOUR DEBT BY COURT ACTION HAS EXPIRED SO WE WILL NOT BE ISSUING COURT PROCEEDINGS TO ENFORCE PAYMENT . HOWEVER YOUR DEBT STILL EXISTS AND LEGALLY WE ARE WITHIN OUR RIGHTS TO CONTINUE TO ASK YOU FOR PAYMENT.
    Question. Do i use the letter to fire up the barbeque and ignore?
    T
    What type of card was it? was it a MArbles card with Beneficial originally?
    I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

    If you need to contact me please email me on Pt@roachpittis.co.uk .

    I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

    You can also follow my blog on consumer credit here.

    Comment

    • #3
      Always keep letters even if you ignore

      Comment

      • #4
        Is the debt bring chased the correct amount or has it had collection charges added to it ?

        You can tell them to go away, unless you think they might have other debts of yours ( or your ex's) which could pop up once they know they have the right contact details.

        Example SB letter to adapt here... https://legalbeagles.info/forums/for...ed-debt-letter
        #staysafestayhome

        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

        Received a Court Claim? Read >>>>> First Steps

        Comment

        • #5
          Originally posted by Amethyst View Post
          Is the debt bring chased the correct amount or has it had collection charges added to it ?

          You can tell them to go away, unless you think they might have other debts of yours ( or your ex's) which could pop up once they know they have the right contact details.

          Example SB letter to adapt here... https://legalbeagles.info/forums/for...ed-debt-letter
          Oh no no no i have a better plan than that, hence my question who was the original card product with,
          I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

          If you need to contact me please email me on Pt@roachpittis.co.uk .

          I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

          You can also follow my blog on consumer credit here.

          Comment

          • #6
            It was Marbles and that was the debt. No charges
            • 1 thank

            Comment

            • #7
              Originally posted by pt2537 View Post

              Oh no no no i have a better plan than that, hence my question who was the original card product with,
              Lol, I look forward to hearing the plan then xxx
              #staysafestayhome

              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

              Received a Court Claim? Read >>>>> First Steps

              Comment

              • #8
                Originally posted by Tiny Nisbett View Post
                It was Marbles and that was the debt. No charges
                Any idea when the account was first opened ? or who the original provider was ?( Marbles has moved about a bit )
                #staysafestayhome

                Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                Received a Court Claim? Read >>>>> First Steps

                Comment

                • #9
                  I believe it would of been 2004-2005. I left her in 2006 so def before that.
                  it was definately Marbles. They sent me a letter late 2006, well, it was sent to the ex home , she gave them my new address and hey presto landed on my door

                  Comment

                  • #10
                    Originally posted by Tiny Nisbett View Post
                    It was Marbles and that was the debt. No charges
                    Didnt ask about charges, but Marbles hmm very interesting, how old was the card? when was it opened?
                    I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

                    If you need to contact me please email me on Pt@roachpittis.co.uk .

                    I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

                    You can also follow my blog on consumer credit here.

                    Comment

                    • #11
                      As above. Has to be 2004-2005.

                      Comment

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