Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

[Luminol]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

Grats Tools well I finally posted a letter to RBoS yesterday to start the ball rolling on my old CCJ bank account!

Wish me luck!

Lumi x

[enaid]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

Right, letter done and ready for posting later. Have also done letter to OH's MBNA card along the same lines. Will let you know what happens.

Start a thread Wends is easier then for people to follow what you done and how it went. Enaid x

[WendyB]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

Right, letter done and ready for posting later. Have also done letter to OH's MBNA card along the same lines. Will let you know what happens.

[Tools]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

Thats about the thick of it yes Wendy, a little surprised myself how quick they have dealt with it, I have yet to check my account balance but will let you know

[WendyB]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

So basically you sent them a letter which said "Gimme all my charges back since the account opened". Didn't SAR them to get statements (saving a tenner). And they wrote back and said "this is how much we owe you, we'll stick it on your account" And it took 9 days, start to finish.

Seems a pretty good way of going about things to me!

I am going to copy and paste your letter and send it off for OH tomorrow, duly signed on his behalf.

Thanks Tools, you little trailblazer you.

[Tools]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

Letter received today from Barclaycard, will scan it up later.......................possibly........cos I`m good at that too

Basically they are refunding me £180 of charges plus £19.62 interest at "the contractual rate" totalling £199.62

The balance is currently £190 odd so I claculate I may be a few quid in credit unless they apply interest for this month.

Result!! I didn't have to SAR them to calculate my charges myself but am happy to settle at that figure, clear any outstanding amount on the card and then close the account.

One more down, several more to go, but another one ticked off my mental list.

I urge anyone who has been putting off asking for a refund of their credit card charges to do it now. Every little helps.

[WendyB]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

OH got his one charge back with just one phone call. I am thinking there may be other charges from a few years back which he hasn't noticed, albeit probably not many. Methinks tis time to SAR them on his behalf. (He'll thank me one day for being able to do his signature so well lol)

See who does the update first.......

[cds]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

Got mine back from barclaycard today took one letter total 2 accounts £550

cds

[enaid]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

Have today finally got round to claiming back something myself, namely overlimit / late payment charges on my Barclaycard account, I estimate the charges to be around £100 - £150 but am not entirely sure without sendinf off a DPA request.

See how it goes and will keep everyone updated......................cos I'm good at that

I just hope I live long enough for the update

[Curlyben]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

Just tagging along for a laugh

[natweststaffmember]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

For a follow up OFT842 specifically 1.14. It is one of my personal favourites(yes I am sad!!)

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges )

Good for you hun, go for it !:beagle: