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2007 Credit Card Agreement and CCA request

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  • #1

    2007 Credit Card Agreement and CCA request

    Hi I have had lots of good advice here in the past and wish to ask for more help. I have a MBNA debt held by PRA group that I have paid minimal payments to for years. It is now off my credit file. I requested CCA for all my debts and they have now sent me a unsigned agreement, that does have the correct details on it.Its dated June 2007
    What is the situation with this, could someone advise me. Thanks Matt
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  • #2
    Are they claiming this is your agreement or a reconstituted agreement of the terms at the time?
    COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

    My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

    Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.

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    • #3
      they are claiming that is is the agreement, there is no mention of it being reconstituted. Should I be asking them?

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      • #4
        If you didn't enter into agreement in June 2007 I certainly would be wanting an explanation if it were me.
        COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

        My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

        Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.

        Comment

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