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Hi there, just joined thanks to Natty and Deller,
Feeling bit of an outcast at moment. Reached crucial point with Cobbetts on my claim.
£11701.00 charges
8% court stat interest
£400 court filing fee
Total as at today £15,988.00
Cobbetts offered to settle with me last week for £15,500 after I extended an olive branch to them. They put it in an e mail, they put it in a letter, promising to get my cheque to me no later than Monday 4th June. We had a telephone hearing with Keighley Court for directions and allocation of track schedule for Tuesday 5th June, and I told them in order for me to stop the claim and inform the court, I would need cheque in hand, or money deposited in my account no later than Monday 4th. Well money never materialised. I was called at approx. 6.00pm on the monday evening by Alexandra Matich at Cobbetts advising, and I have to say she was very very lovely, that she was very very sorry but because suddenly Natwest had queries with my spreadsheet, i.e. they didnt think some of the charges were legitimate, that they needed longer to go through it, so the phone conference would have to go ahead. I was furious, but it went ahead. I felt very out of my depth, not sure of what I was saying, but basically I felt the judge was very much on my side. I had copied the judge in that morning with e mail and hard copy letter from Cobbetts saying they were going to settle. He really put the Cobbets guy through the mill on the phone asking why if they said one thing had they changed their mind. Cobbetts said they had some query with some of my charges hence why they had not settled. The judge blasted them for messing about, and let them go ahead with directions.
1) Allocation to fast track
2) Standard disclosure by 26th June
3) Inspection by 10th July
4) Case Management conference by 9th August
5) Hearing date shortly afterwards
6) Cobbetts requested the hearing to be taken by a circuit judge. The judge presiding refused point blank and said why ? Cobbetts guy said, Erm erm erm erm I dunno, its just says on my piece of paper here to ask for one, lol lol lol lol, boy was it nice to hear him squirm, he asks for circuit judge and doesnt know why, ugh. Judge refused point blank.
Why would he want a circuit judge ?? I dunno. Dont understand.
Anyways, I emailed AM at Cobbetts after the hearing. I withdrew my offer to settle at £15,500 and said due to their messing me about I wanted the whole lot now and wasted court costs too. OK Ok I know I know, I acted out of anger and pure frustration. And then regretted it yesterday. She had genuinely been very lovely to me, and actually didnt deserve to be treated like that by me. So I did the right thing and e mailed to apologise to her yesterday. I also said, that I would still settle if they wanted to offer me £15,900 which is only 80 quid short of the current total. She e mailed me back to say she would call me today.
OK, where do I stand. I know Im gonna have to do full disclosure list, but not quite sure of what Im doing. I have some idea of what I put, but need to know, should I put a file on me which I know Natwest have at their premier banking suite in Bradford. We had account there and used to regular reviews with our manager there, and over the years I have complained time and time and time again about the charges, and they must have kept copies of all my letters. Can I make them disclose that file or not. ie. can I list it on my list, and put not in my possession but I know it exists........... all a bit blurry. ..... Any help would be greatly appreciated. Thank you.
Fendy weather. xxxxx
Feeling bit of an outcast at moment. Reached crucial point with Cobbetts on my claim.
£11701.00 charges
8% court stat interest
£400 court filing fee
Total as at today £15,988.00
Cobbetts offered to settle with me last week for £15,500 after I extended an olive branch to them. They put it in an e mail, they put it in a letter, promising to get my cheque to me no later than Monday 4th June. We had a telephone hearing with Keighley Court for directions and allocation of track schedule for Tuesday 5th June, and I told them in order for me to stop the claim and inform the court, I would need cheque in hand, or money deposited in my account no later than Monday 4th. Well money never materialised. I was called at approx. 6.00pm on the monday evening by Alexandra Matich at Cobbetts advising, and I have to say she was very very lovely, that she was very very sorry but because suddenly Natwest had queries with my spreadsheet, i.e. they didnt think some of the charges were legitimate, that they needed longer to go through it, so the phone conference would have to go ahead. I was furious, but it went ahead. I felt very out of my depth, not sure of what I was saying, but basically I felt the judge was very much on my side. I had copied the judge in that morning with e mail and hard copy letter from Cobbetts saying they were going to settle. He really put the Cobbets guy through the mill on the phone asking why if they said one thing had they changed their mind. Cobbetts said they had some query with some of my charges hence why they had not settled. The judge blasted them for messing about, and let them go ahead with directions.
1) Allocation to fast track
2) Standard disclosure by 26th June
3) Inspection by 10th July
4) Case Management conference by 9th August
5) Hearing date shortly afterwards
6) Cobbetts requested the hearing to be taken by a circuit judge. The judge presiding refused point blank and said why ? Cobbetts guy said, Erm erm erm erm I dunno, its just says on my piece of paper here to ask for one, lol lol lol lol, boy was it nice to hear him squirm, he asks for circuit judge and doesnt know why, ugh. Judge refused point blank.
Why would he want a circuit judge ?? I dunno. Dont understand.
Anyways, I emailed AM at Cobbetts after the hearing. I withdrew my offer to settle at £15,500 and said due to their messing me about I wanted the whole lot now and wasted court costs too. OK Ok I know I know, I acted out of anger and pure frustration. And then regretted it yesterday. She had genuinely been very lovely to me, and actually didnt deserve to be treated like that by me. So I did the right thing and e mailed to apologise to her yesterday. I also said, that I would still settle if they wanted to offer me £15,900 which is only 80 quid short of the current total. She e mailed me back to say she would call me today.
OK, where do I stand. I know Im gonna have to do full disclosure list, but not quite sure of what Im doing. I have some idea of what I put, but need to know, should I put a file on me which I know Natwest have at their premier banking suite in Bradford. We had account there and used to regular reviews with our manager there, and over the years I have complained time and time and time again about the charges, and they must have kept copies of all my letters. Can I make them disclose that file or not. ie. can I list it on my list, and put not in my possession but I know it exists........... all a bit blurry. ..... Any help would be greatly appreciated. Thank you.
Fendy weather. xxxxx
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