Court Claim Help Please - Natwest / Irwin Mitchell

[R B 1968]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Sorry guys but............... BUMP..........................

[Amethyst]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Hi RB xxx

Legal Beagles

Is the IE sheets - if you have excel then the CFS sheet is the best one (thats linked on post #2 of that thread)

Bud will get back to you on the statements x

[R B 1968]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Thank you Ame,

Todays the 'deadline day' for I.M. to respond to me / the courts !

Nothing until now but I'm still not 'counting my chickens' !

I'll try and telephone Northants Court tomorrow (Tue 5th) just to be 100% of the latest situation.

I also eagerly await Budgies thoughts following on from my, lengthy, charges spreadsheet ? This will be vital over the coming days and weeks, I guess ?

I'll get working on the budget in the next day or two - looks pretty detailed and lengthy !

Kindest regards,

R

[Budgie]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Hi RB,

WIll pop some feedback up later this morning

Budgie

[R B 1968]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Thanks Budgie.

Look forward to your thoughts.

In the meantime I received nothing yesterday (Mon) so will be calling the Courts, later today (Tue), to double check they didn't receive anything by the close of play, yesterday.

Kindest regards,

R

[R B 1968]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Hi Budgie / Ame / "Anyone else with Natwest / Irwin Mitchell Experiences",

Just to update I called Northants CCBC, this afternoon (Tue 5th Jan), and it was confirmed that:
a) Natwest / I.M. had until yesterday (Mon 4th Jan) to reply to my defence,
b) Nothing has been received from them, by this deadline at all (or today, Tue 5th).

I asked if this claim has now been 'stayed' and was told that this hasn't happened yet BUT she anticipated it going on overnight tonight or maybe tomorrow - although she didn't seem 100% sure ?

It was confirmed that once the stay is put on they (Natwest / I.M.) will then have to apply to the courts to have this lifted !

So everyone my question is now - What do we do next (if anything) ?

What is 'likely' to happen if I do nothing - from everyones experiences ?

How's the review of my charges looking, my dear Budgie ?

Hope to hear back soon.........

Kindest regards,

R

PS I.M. NEVER did respond to my CPR request let alone my defence !

[Amethyst]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Nickij v Natwest/Irwin Mitchell - Legal Beagles

Is another IM/natwest claim, we defended asking for more information and the case got generally stayed and IM just kind of went away and they have let her just get on with making the payments as she was doing before they took action against her. So have a read through that

[R B 1968]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Thanks Ame - I'll have a read through !

In the meantimeI'mdesperate to hear Budgies thoughts on my charges spreadsheet as this may (or may not) now have a BIG impact on this whole case - I've sort of held off on everything else pending his review of this.

Budgie.................... hope you're OK and still out there ?

Kind regards,

"a nervous" R

[Amethyst]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Honestly don't worry. If its stressing you then feel free to fwd them to me and i'll have a look over later today hopefully put your mind at rest that theres nothing untoward with them

admin@legalbeagles.info

[R B 1968]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Just an update....

I have phone Northants CCBC, again, this morning, and they have now confirmed that a stay has been put on this claim (on 5th Jan 2010) due to Natwest / Irwin Mitchell not responding to my (FANTASTIC, LEGAL BEAGLES !) defence !

I didn't realise that there is no expiry on these "stays" so it effectively sits there 'in limbo' forever UNLESS they apply to the District Judge to have it lifted, of course !

Budgie / Ame - is this the result we were hoping for ?

In everyones experiences what is likely to happen now ?

Thanks again, to you all..............

Regards,

R
------------------------------- merged -------------------------------
PS Thanks for your offer Ame. I'll gladly forward BUT must emphasise I would have to PM this as its full of all my PRIVATE details - and its a huge task to remove them all !

Hope Budgie isn't unelll, Ame - have you heard from him, by any chance ?

R

[EXC]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Congrats RB!

[R B 1968]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Hi EXC,

I don't think we've spoken before so thanks for your contribution and kind comments !

Is this congratulations though ? I'm a 'newbie' so unfortunately not as 'well educated' as my learned colleagues here, on Legal Beagles !

I'm not really fully sure / clear exactly what this (stay) means - particularly with regard to likely action, from here on in ?

Kindest regards,

R
------------------------------- merged -------------------------------
PS I've just checked my credit file and Natwest have defaulted me (in October 2009) AND further more added over £120 of extra charges during Nov 09 and Dec 09 !

Unsure what to make of this now ?

Defaulted me, tried court action and then they seem to have given up on the action BUT still defaulting me / us (joint a/c) ?

R

[R B 1968]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Hi (again) Ame,

I've now read through Nickij's post - very interesting to recap on this (as I did read, and post, when I first found LB).

The difference is she's been very good and making regular payments whereas I've not done that at all !

I've submitted my REVISED charges spreadsheet to Budgie and the total (with this different interest calculation) is approx. equal to the claim amount, from Natwest / Irwin's !

I guess, one Budgie reverts, I need to be making some type of offer to Natwest now, do I ?

Regards,

R

[R B 1968]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Bump

Hi Budgie,

Any news ?

I hope you're OK ?

Regards,

R

[R B 1968]

Re: Court Claim Help Please - Natwest / Irwin Mitchell

Hi Budgie

Can you please drop me a private e-mail when you next log on.

You have my address, following on from my e-mailed charges spreadsheet, as e-mailed to you on 29.12.09.

I shall now hold fire on anything else until I hear back...........................

Thanks,

R