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Santander on credit file

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  • Santander on credit file

    as of recently I have started trying to get my finances in order
    I noticed on my credit file that Santander has a default on ther for £463
    howcan this be as I moved to Barclays 4 years ago
    are the charging me for something I donít know about
    how can I start sorting this problem

    Tags: None

  • #2
    contact satander and ask them for a start? if they are not helpful send them a SAR request stating old account number>
    Subject Access Request Letter

    what type of account you had with them ? credit card/current account?


    • #3
      Thanks will do
      to me the amount sounds ridiculous
      for what reason we shall see


      • #4
        Current account it was


        • #5


          • #6
            No overdraft


            • #7
              balance on account then? (charges)?can you give peeps more infor how it came about. when etc etc


              • #8
                Apparently there was £6 owed on account
                all rest is charges
                default date on credit file report was supposed to be 17 Oct 2017
                but Iíve been with Barclays 4 years so that date donít make sense to me


                • #9
                  though may be the case, Amethyst


                  • #10
                    So Iíll have to pay by instalments is it


                    • #11
                      wait and see what Ame/others have to say


                      • #12
                        who is named on the default as owner? Lowells????maybe


                        • #13
                          Ok thanks mike770


                          • #14
                            For an unarranged overdraft
                            they let someone take money out of the account of which I never agreed to
                            that was down to them in my eyes so I changed banks I refused
                            where they got that date from I donít know


                            • #15
                              who is the owner stated on the credit fill???


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