Fendyweather -v- Natwest Round 2

[Nattie]

Re: Fendyweather -v- Natwest Round 2

File at court is the advise fendy

[Fendyweather]

Re: Fendyweather -v- Natwest Round 2

Well on that very sound advice Nattie, thats it, I did it. I have just left Keighley court, approximately £418 squid lighter than I was this morning. The cost for filing three claims this morning. Yorkshire Bank, Natwest Claim 2 and Abbey Claim 2, all with CCI, yaaaaaaaaaaaaaaaay,, go me, go me, go me.......... Its done, the ball is now in motion....................... Yippeeeeee, although a bit skint now, feel fantastic cos things are moving again. New Year, new start again....... with much gusto and enthusiasm for the process, but am gonna need cart loads of help with arguing the CCI no doubt, but flippin eck, those POC from Kafka for CCI are amazing. The lady at court said, Did you do these yourself,,,,,,,,,,,,,,,,,,,, I just laughed and said, course not, Im not that clever, she was lovely and laughed..... Lol xxxxxxx

Will keep popping in peepies between the whirlwind of everything else that is my life at the moment, it all keeps whirring.......... to update you all how its going. Charges are from October 2000 to December 2007, yes I got one bank charge in December, because my salary went in one day late, ******, and heres me this revised character, who swore never to get another bank charge. Well its true actually, this one wasnt my fault, so of course Ive stuck it onto the end of the spready and included it in my claim.

TOTAL CHARGES £1162.50
CCI ELEMENT £1003.60
S.69 interest at 8% £272.20
COURT FILING FEE £85.00

TOTAL CLAIM IN ALL £2251.10. Yaaaaaaaaaaaaaay.

THERE IS NO WORSE ACTION THAN INACTION. YAAAAAAAAAAY XXX Thanks for the encouragement yet again Nattie....................... and everybody. Remember, stay positive no matter what they chuck at ya.................... its simply a waiting game, nothing more......................... all the other cards are stacked on our side. Fendy xxxxxxxxxxxxxxxxxx be positive of mind, body and soul and things will be fine.

[Fendyweather]

Re: Fendyweather -v- Natwest Round 2

Tis a good job court returned my N1's then this week with errors on isnt it, Lol Lol. Somebody up there is looking out for me I think. On the N1's I put my name as my name with my middle name as an initial, and apparently that isnt allowed. The court has returned my cheque of £418.00 for filing all three claims with all the forms and spreadies stating I have to fill in my full name on N1, and not an initial for my middle name. So more work involved in reprinting everything off but it means now I can amend the claim to take off the 8% seeing as I cant go for both. A mistake Im sure I would have regretted had court not returned these papers to me this week. Thanks peeps for the advice. I didnt think I could, but I thought I had better show it on the N1 in case judge doesnt award me CCI and ends up awarding me 8% instead. I thought it best to show how much it was just in case. And I now obviously need to look up this SEMPRA thingy........................if I need to quote it on N1 to claim CCI, anybody any ideas where I find out about it and why I need to show it on the N1. ?? pointers anybody ??? Thanks once again for all the support from everybody. It really helps. Fendy xxxxx Just got to refile again this next week now.

[Nattie]

Re: Fendyweather -v- Natwest Round 2

You need to drink more coffee Fendy!! And DO I NEED TO DO THE WORK FOR YOU, LOL.
http://www.publications.parliament.u...8/sempra-1.htm

me thinks the SEMPRA metals case is sorted.

[Mochamoos]

Re: Fendyweather -v- Natwest Round 2

:kiss:

House in France looks lovely Fendy!

[Fendyweather]

Re: Fendyweather -v- Natwest Round 2

Thanks Mocha, it was a real find, a true bargain, but it does need work. Its far from perfect my friend...................... but hopefully within a year it will be ship shape and ready for family and friends, freebie jollies, whenever they feel like it................ Yaaaaaaaaaaaaaaaaaaaay, its been a dream of mine from being about 16 to get a place out there for jollies, not to move permanently but for holidays for family and friends to enjoy, and its almost a reality. Completion due on it at end of Feb, Yaaaaaaaaaaaaaaaaay so fingers crossed no more french hiccups, cos the french are truly diabological at getting anything legal to move along quickly. Proper diabolical. Lol Lol Lol Pmsl................ so Ive nagged em a bit, you know, like I do, to help things along......................... bet they hate me by now. Fendy xxxxxxxxxxxxxx

[Fendyweather]

Re: Fendyweather -v- Natwest Round 2

Right, bit of a back track on this claim Im afraid peeps. Ive been reading reading reading up everything I can find everywhere about contractual interest, and I have to confess Ive bottled it. Furthermore, hubby had a barney with me over something trivial a couple of weeks ago and jumped on my laptop and thus I have lost all my spreadies, letters, files, work, everything, including a book I had started to write, everything gone, gone, gone. Anyway, cutting a long long story short, I have now forgiven him cos hes bought me shiny new laptop and a great big apology, but sadly I am going to have to work from my hard copies of spreadies on all three claims, Abbey, Natwest and Yorkshire to get all the info and spreadies together again and retyped up on shiny new laptop. So I have my work cut out this week in redoing all three claims, but after reading up muchly muchly moo on the CCI elements, I realise, Im not Einstein, and Im not going to get caught out by any Judge who tries to baffle me with science, and take advantage of my not getting my head around the arguments, I know what to say if challenged, but it depends how in depth he would want to go on my argument, and I feel strongly I would lose and get tongue tied, so Im going to stick to standard 8% interest on all three claims. Its a big loss to me, i.e. halves the three claims approx. but the way I see it, GREED IS THE DOWNFALL OF MANY A MAN, so Im being kind, and simple, and sticking to a tried and tested formula of what I know. So gonna do bog standard 8% when I refile at court this week, hopefully Friday I think. I should have managed to redo all the spreadies by then I think, and before anybody asks, yes hubby is forgiven for jumping on old laptop because life is simply too short to sulk forever. I cant do with a sulker. Best to smile sweetly, forgive and chalk that one up to throw back at a later date if ever hes having a stonk about something. Lol Lol Lol xxxxx Fendy xxxxxxxxxxxxx

[Mochamoos]

Re: Fendyweather -v- Natwest Round 2

Better get typing girlie..:roll:

We both got our shiney laptops for the same reason:kiss: mine wasnt jumped on it was thrown out the window lol seems funny now. was very far from funny at the time.

[Fendyweather]

Re: Fendyweather -v- Natwest Round 2

Lol Lol Lol, throw out the window, CLASSIC, ACE, BRILLIANT, lol lol lol pmsl Mocha. xxxxxxxxxxxxxxxxx fendyxxxx

[thephoenix]

Re: Fendyweather -v- Natwest Round 2

Right, bit of a back track on this claim Im afraid peeps. Ive been reading reading reading up everything I can find everywhere about contractual interest, and I have to confess Ive bottled it. Furthermore, hubby had a barney with me over something trivial a couple of weeks ago and jumped on my laptop and thus I have lost all my spreadies, letters, files, work, everything, including a book I had started to write, everything gone, gone, gone. Anyway, cutting a long long story short, I have now forgiven him cos hes bought me shiny new laptop and a great big apology, but sadly I am going to have to work from my hard copies of spreadies on all three claims, Abbey, Natwest and Yorkshire to get all the info and spreadies together again and retyped up on shiny new laptop. So I have my work cut out this week in redoing all three claims, but after reading up muchly muchly moo on the CCI elements, I realise, Im not Einstein, and Im not going to get caught out by any Judge who tries to baffle me with science, and take advantage of my not getting my head around the arguments, I know what to say if challenged, but it depends how in depth he would want to go on my argument, and I feel strongly I would lose and get tongue tied, so Im going to stick to standard 8% interest on all three claims. Its a big loss to me, i.e. halves the three claims approx. but the way I see it, GREED IS THE DOWNFALL OF MANY A MAN, so Im being kind, and simple, and sticking to a tried and tested formula of what I know. So gonna do bog standard 8% when I refile at court this week, hopefully Friday I think. I should have managed to redo all the spreadies by then I think, and before anybody asks, yes hubby is forgiven for jumping on old laptop because life is simply too short to sulk forever. I cant do with a sulker. Best to smile sweetly, forgive and chalk that one up to throw back at a later date if ever hes having a stonk about something. Lol Lol Lol xxxxx Fendy xxxxxxxxxxxxx

I take my hat of to you Fen. It's good to know your own limitations. I don't mean that in condescending manner either

It's very important for every single litigant to know their own limitations.
There are too many claimants who think they have a grasp of legal arguments.

They may understand the obvious reason why they are suing their financial institution but if push came to shove and a DJ started to dig a little deeper, thats when the claimant wishes the DJ would dig a lot faster so claimant could lye in it.


Much respect to you and go get em..............

[Fendyweather]

Re: Fendyweather -v- Natwest Round 2

Thanks for that Phoenix.......................... thank goodness, Yes I do know my limitations and Im not going to shoot myself in the foot by overstepping them. If theres one thing Ive learned with age, its to keep it simple and dont knowingly get out of your depth, it can only lead to trouble and regret...................I know deep down Im doing the right thing. No point starting CCI if I dont fully understand it. I think I will only let myself down if backed into a corner on that one. Well at least good news is Ive finished redoing all three spreadies again, Natwest, Abbey and Yorksy Bank, on the shiny new laptop after hubby jumped on old one and destroyed all my files. Um................................. so a productive week after all. All ready to take back to court and file again on Friday, all three, ouch, another sum of spondoolies to hand over to file. Yippeeeeeee, but at least everything back on track again and filed and started. Yaaaaaaaaaaaay.

OH HAPPY DAY. !!!!! Fendy xx

[Nattie]

Re: Fendyweather -v- Natwest Round 2

Go Fendy again. I bet they wish they had not got on the wrong side of you.

[peed 'orf]

Re: Fendyweather -v- Natwest Round 2

Well at least good news is Ive finished redoing all three spreadies again, Natwest, Abbey and Yorksy Bank

My I suggest a backup on disk!

[Fendyweather]

Re: Fendyweather -v- Natwest Round 2

You absolutely may, and I absolutely shall, Lol Lol Lol xx

[Fendyweather]

Re: Fendyweather -v- Natwest Round 2

Still not filed....................... as all three of my claims are for charges are for well over 6 years ago or just over 6 years ago, dont see the point in filing yet till decision out from court on the OFT case. Cos I will have wasted my filing fees if it turns out I cant go back over 6 years after all. And I dont wanna do that. Silly me...................................... so I just wait for now. Spreadies and POCs all done and ready just sat in file waiting outcome of decision on OFT case. C'est la vie, the wait goes on. On a lighter note, flying out to France next Wednesday 12th March to finally complete on the purchase of the holiday home in Saint Palais De Phiolin, near Saintes. Yaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaay, all my spondoolies winnings now completely gone, but on a very very worthy cause, A HOLIDAY HOME IN THE SUN. Yaaaaaaaaaaaaaaay xxxxx
__________________Heres where I start to enjoy my well earned winnings in the future. xxxx