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Hi guys n girls new here just been reading up a few forums about bwlegal/lowell as im havin a few problems regarding an o2 account from 2012. And just wondering if if it was worth me sending them the 3 letters n if they work? Also i did ring up b.w and asked did they have the paperwork/account info ect n they said erm noo not yet . Any helps apreciated thanks .
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Re: Newbie.
Just to add the letter states bw has been instructed to commence legal procedings in the county court if the balance or response is not recived before 26th of june . -
Re: Newbie.
Originally posted by Phil1987 View Post
3 letters GOODFF do not bother, they would know you are week , they do not work if it went to court and work against you in all but most cases, do it the proper way.
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so give full details of situation from the start how much/last payment/ etc etc etcComment
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Re: Newbie.
Ok well i apparently took out the contract with o2 2012. I remember ringin them at the time on numerous ocassions because of no service almost every where stateing ther a service provider that are not providing me with service. They would not cancell my agreement stateing this and that about phone masts in my area so i got fed up and cannceld my direct debit basically then they sold it to lowell in 2014 its for £395 i have moved 3 times in this time and only just got on the electroll roll so i guess thats how they have found my adress i am willing to pay it if they can provide me with some kind of contract as i will be applying for a mortgage within the next 2 years and dont want a ccj. Thanks.for the help .
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Not sure on last payment also thanksComment
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Re: Newbie.
so needs sorting out, did you make a complaint to the Telecom regulator OFCOM? bad signal and all the responses from supplier and telecon calls made?
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BW legal to start proceedings ??? copy of letter redacted would help on here for peeps to see/respond?
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BW if they did would have to send letter before action? see what you got from bowells (lowells)Comment
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Re: Newbie.
No i didnt complain mike i was young and just thought ile just cancel the fxxk them how can i put a copy of the letter up if i take a picture on my phone thanks mike for your help
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I did ring b.w askin if they had any info regarding this and they said no not yet but they will apply to lowell for it .Comment
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Re: Newbie.
from now on all in writing and keep copies on file, no more telecons? keep us updated
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Report a complaint or an issue - Ofcom
https://www.ofcom.org.uk/complain-to-ofcom
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Re: Newbie.
email it to me with a link to this threadOriginally posted by Phil1987 View Post
kati@legalbeagles.info
Debt is like any other trap, easy enough to get into, but hard enough to get out of.
It doesn't matter where your journey begins, so long as you begin it...
recte agens confido
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Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.
I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
But please include a link to your thread so I know who you are.
Specialist advice can be sought via our sister site JustBeagleComment
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Re: Newbie.
Ok thanks mike do you think i would just be best trying to make a deal with them regarding payment as i cant have a ccj goin threw .Comment
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Re: Newbie.
remember a default stays on credit file regardless i.e. satisfied/partial satisfied for 6 years from default date (5 years if you live in scotland), remember if what you state is true events then contact OFCOM and give them the details post haste and see their response?? just a suggestion!
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as far as CCJ a long way off at this stage if you do not ignore them as they love to get a CCJ by default i.e. you do not defend a case too early to state best way until all the evidence is in front of you takes time do not panic!Comment
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Re: Newbie.
Thanks kati i hav3 just sent itComment
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Re: Newbie.
....Debt is like any other trap, easy enough to get into, but hard enough to get out of.
It doesn't matter where your journey begins, so long as you begin it...
recte agens confido
~~~~~
Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.
I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
But please include a link to your thread so I know who you are.
Specialist advice can be sought via our sister site JustBeagleComment
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Re: Newbie.
The letter is a 'Letter before Action' & so you should respond.
[MENTION=98117]warwick65[/MENTION] has a good pre-action template letter.....this will give him a nudge.CAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John SedgwickComment
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Re: Newbie.
Thanks for the help guys im guessing i may aswell just pay it as a ccj on my credit score will do more harm. I shall c if i can get sometging off as im sure lowell offerd something like 50% off it one or twice wish ide of took them up on that offer now o well 🤔Comment
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Re: Newbie.
Entry on credit reference will show partial settlement or full sttlement if you pay them, but you could suggest in light of the fact that unable to use the phones due to reception and the telecom company could not care therefore regardless if they remove entry on full payment> try sure others will comment also.Comment
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