Hi i have just joined the forum hello to all, hope i might be able to get some advice on lowell-shop direct, last paid 2008-2009, lowell aquired in 2009, threatend with court action sent a cca request in april 2013 told them that the account is in dispute, still waiting for cca request never came, recieved a letter from on the 29th july 15, a pic is attached they said i have a ccj with them checked my credit file it is not on there, so not sure how to reply to them, any info would be greatly appreciated, thankyou
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