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GERALDINE77
Junior Member
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#1 Secured first plus loan
12th February 2019, 23:18:PM
I am hoping someone can help.I have posted before but had no joy. I had a secured loan with first plus in 2002 that was arranged via broker Dial4aloan. After numerous calls,First plus confirmed PPI but advised me that had been arranged via Broker Dial4alon and complaint had to be looked into by them. I have since received a letter from Dial4aloan, who avised me that as loan was before 2005 they were unreguated, PPi had been added as a single premium by Firstplus to underwriter of their choice.. They also advised me that in line with ' FCA policy statement PS17/3 issued in march 2017, I can make a complaint against Firstplus under s.140aof the cinsumer credit act 1974 in relation to undisclosed commision.
Fist plus have refuted this in theire letter ,when I called them up they said they didnt know underwriter,but they had previously confirmed PPI amount
I have been in touch with Fos who have advised me to make a formal complaint to Firstplus and get them to confirm Underwriter.
would really appreciate some advise and help with letter to Firstplus
Tags: None- Thank Post0
DAVET07
Junior Member
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#2
13th February 2019, 15:15:PM
I think your bigger claim would be to get rates reduced as its a variable rate loan. Under CCA s140 and UTCCR just to start. Unless you have fully repaid this could be a significant sum.- Thank Post1
FRED
VIP Member
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#3
13th February 2019, 15:50:PM
Originally posted by Geraldine77 View Post
I am hoping someone can help.I have posted before but had no joy. I had a secured loan with first plus in 2002 that was arranged via broker Dial4aloan. After numerous calls,First plus confirmed PPI but advised me that had been arranged via Broker Dial4alon and complaint had to be looked into by them. I have since received a letter from Dial4aloan, who avised me that as loan was before 2005 they were unreguated, PPi had been added as a single premium by Firstplus to underwriter of their choice.. They also advised me that in line with ' FCA policy statement PS17/3 issued in march 2017, I can make a complaint against Firstplus under s.140aof the cinsumer credit act 1974 in relation to undisclosed commision.
Fist plus have refuted this in theire letter ,when I called them up they said they didnt know underwriter,but they had previously confirmed PPI amount
I have been in touch with Fos who have advised me to make a formal complaint to Firstplus and get them to confirm Underwriter.
would really appreciate some advise and help with letter to Firstplus
Hi, when did you complete the loan ? Did you ever at any time take any additional monies or a new contract ?- Thank Post0
GERALDINE77
Junior Member
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#4
14th February 2019, 12:14:PM
Hi loan was paid off in 2003 and no new contract x- Thank Post0
GERALDINE77
Junior Member
