CCJ without my knowledge

[Guest]

Hi, I live in Scotland and in June I found out that Harringtons Advisory Service took out a CCJ against me in April. They raised this in Manchester. English and Scottish Law are completely different. I never received any proof of service of this whatsoever either via post or Sheriff Officers at my home address. It was for a PPI claim which I fought and won myself but in the first instance Harringtons did write to my PPI company but I have a letter from Harringtons confirming there was no PPI on this certain account and they were closing the case.I really want this CCJ off my credit file but I don't understand why I have to pay a fee of £255 to complete a form and lodge it at Money Claims Centre in Manchester. I seriously haven't a clue what to put on the form and it be marked with "don't know" or not applicable".

[Amethyst]

https://legalbeagles.info/library/ho...-judgment-ccj/

There's some info there with how to fill in the forms.

Have you moved house since you first signed up with Harringtons ? ( ie how come you didn't get served with the claim originally ?)
You live in Scotland? and did at the time you signed up initially with Harringtons ?
Have you asked the court for a copy of the original claim / what address it was issued to etc?

Harringtons have gone under, not sure on the full situation with their administration though, but I don't think they'll be in much position to challenge your application.

[Amethyst]

They've had their authorisation cancelled...
https://www.claimsregulation.gov.uk/...y=-1&status=-1
but looks like they are back active at Companies House
https://beta.companieshouse.gov.uk/c...filing-history