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Ive recieved a letter giving me income form. Also 30 days to respond or will be taking me to court. The letter is from Lowell solicitors. And the amount is 450....how do I go about makin affordable payments. As i am already paying off other debts..
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give information as to what it is all about/who originator was last payment etc etc type debt -
It was an E E phone bill I think. That was sent on to this company whoever they are..I cant remember how old the bill is but its atleast 4 years old..Comment
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Okay get someone here soon!Comment
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By the way. I have 20 days before they take this case to court. I need help in how to offer what I can afford monthly to pay back. Ive been told theyve rejected offers from others. And have acted like theyre within their rights to call the shots. I want to offer 20 a month to clear the debt....also can i get help with someone else contacted them on my behalf?Comment
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R0b
the way. I have 20 days before they take this case to court. I need help in how to offer what I can afford monthly to pay back. Ive been told theyve rejected offers from others. And have acted like theyre within their rights to call the shots. I want to offer 20 a month to clear the debt....also can i get help with someone else contacted them on my behalf?Comment
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Except for the income sheet, can you post up the letters that you have received from Lowell?
Make sure to redact any personal details.
Do you admit to the debt?If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
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LEGAL DISCLAIMER
Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.Comment
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Yes I do admit to the debt. Not so sure about all of it though if I am honest.Having trouble uploading the letterComment
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I've tagged Kati if you email it to Kati@legalbeagles.info she can upload and redact the documents for you.
If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
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LEGAL DISCLAIMER
Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.Comment
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Of course I canOriginally posted by R0b View Post
xx
Debt is like any other trap, easy enough to get into, but hard enough to get out of.
It doesn't matter where your journey begins, so long as you begin it...
recte agens confido
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Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.
I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
But please include a link to your thread so I know who you are.
Specialist advice can be sought via our sister site JustBeagleComment
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letterDebt is like any other trap, easy enough to get into, but hard enough to get out of.
It doesn't matter where your journey begins, so long as you begin it...
recte agens confido
~~~~~
Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.
I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
But please include a link to your thread so I know who you are.
Specialist advice can be sought via our sister site JustBeagleComment
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As you aren't sure about the amount being chased you can go back and ask them for further information.
So you'd complete Box C and Box I
Box C is ' I don't know whether I owe this debt '
Box I is asking for information you need to obtain before you are reassured that the amount hasn't been over inflated and it is actually owed.
So you can ask for
- a full statement of the account from inception to date
- copy of the original agreement/contract and terms
- copy of the notice of assignment
-copy of termination or default notices
You can write a covering letter to return with the form as well if you like to explain that you believe you did have a contract with EE however you do not recognise the amount being requested and, although you do not wish to avoid any legitimate debts, you are concerned that this debt isn't already included within your (self administrered) Debt Management plan, you would like to find out more information before making any offer of payment. Also mention you have sent a SAR (see below) to EE for further details, and that you look forward to hearing from them with clarification shortly.
This was from a mobile phone contract - so you could also send a SAR off to EE to try and find out more information. Subject Access Request Letter
#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
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