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  • Ccj

    Since January I've been sent fishing letters from lowell.i emailed as I'm unable to write,due to wrist fractures and early onset Parkinson's.i sent the reference numbers and the proof template letter on all that was sent to my address.then I received a claim form from the bulk center.which I defended as the title was Mr,and that after asking proof from Lowell ,I received nothing.this continued to going to my local court.i rang the court explained I had an appointment with a neaurologist.which was a cancellation.so as my health is paramount I had to take the appointment.today I received a ccj with my name but Mr title.the court are contacting Lowell and getting back to me.come sep4 I may have to go on disability as my tremors are getting worse.i was under the belief if you defended followed all advice,and everything had to be correct.the ccj was payment t by the 5th of July 460 with costs.i recieved on the 12th of July?paying utility and c tax I don't have spare funds after other living expenses.i have no assets help
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  • #2
    I assume you're a Mrs / Ms rather than a Mr ?

    did the hearing proceed without you or was judgment by default?

    After submitting your defence did you return the directions questionnaire and submit witness statements ?

    What was the original debt ( card /loan etc)

    you can can apply to the court for redetermination ( form n245 ) to enable you to pay by instalments or you can negotiate instalments directly with Lowell

    Did lowell respond to any of your letters ?
    “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

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    • #3
      They sent a response the emails were recieved.they was yes personal details.i resent the prove it template and added the reference number is from a letter sent to my address.the hearing went ahead .and in default.i am a ms and this is on every communication I've sent them.i believe it's a catalogue.but the name they gave is attached to many under different names.when asked for proof so you can see what it's all about are they meant to send you the information requested? All the letters they've sent have been added to my credit file I asked they be removed as they are in dispute.no response.the court told me when I rang to try and attend as being female I'm my best defence.the time of the hospital appointment this couldn't happen


      • #4
        The name is he Williams but there are many under that name .the case was re dated and Lowell were asked for proof


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