% of CCJ cases that are won compared to lost ?

[Mineral1]

Re: % of CCJ cases that are won compared to lost ?

Update - Case stopped !!!!!

Cabot's rep said that Cabot are still requesting compliant paperwork from the original creditors however we stated that it is now well into the fourth month since Cabot received our CCA request and they have had more than enough time to supply the compliant paperwork. Judge agreed - and the case has been stopped.

Once again I would like to thank all those who have helped me and encouraged me to fight the good fight. Special thanks to Amethyst, FP, M1 and PT - you are earth angels It took me a while to get my head around all the issues involved and your patience and guidance has been very much appreciated.

On the side, I found a piece of paperwork which I am sure was not meant for my viewing pleasure. Cabot bought the two accounts for £140 - they were taking us to court for just over 4K!!!! I am sure once they have paid the court fees and the solicitors who represented them, it would have cost them a lot more than what they paid to buy the accounts - JOB WELL DONE aw:

Poor Cabrot... I think will be gruel and mouldy old bread for their tea tonight!! :tinysmile_twink_t2:
Never doubted you.... Hope you didn't hurt them too hard?:tongue2:

[Nibbler]

Re: % of CCJ cases that are won compared to lost ?

There can be a marked difference in emphasis and interpretation on forums. Then again you have to remember that this one very much specialises - amongst several other things - in helping with defences on consumer credit claims and has the advantage of some people who have been at the forefront of those. So it's not surprising you see a bit of a difference in attitude.

Or if not attitude, optimism.

Plus things have evolved since 2011.

DQ is a remains a good forum though, and as Tim says it seems he/they will refer here nowadays if it seems appropriate.

btw: I'd have said the same to Paul had he said he'd had that response on ANY forum, and quite often do say it to peeps about MSE ( but still send peeps there for other things )

lol :nono:

[Amethyst]

Re: % of CCJ cases that are won compared to lost ?

lol :nono:

[Nibbler]

Re: % of CCJ cases that are won compared to lost ?

The reason why I am interested is that until Payplan hosted the forum, they never had a forum, so can only infer that you both mean DebtQuestions. Secondly we have NEVER told, or inferred that a statute barred debt should be paid. In fact on the forum there is a LOT of cases where we have supported people to fight statute barred debts, and continue to do so.

Yes. Example on this forum where you are looking to do just that --> Strict Proof for a Staute Barred Debt Payment

If you search hard enough you can find pessimistic posts on most forums.

I know I have made a few in my time that I might not now agree with.

[Ruby]

Re: % of CCJ cases that are won compared to lost ?

They paid just less than 10% for each account. I have no idea how much Cabot paid to bring the case to court and employ a solicitor/representative but I am sure they have made a loss on this case .

My heart beats lumpy custard.

Debt collections agencies beware - you reap what you sew......

[Amethyst]

Re: % of CCJ cases that are won compared to lost ?

lol @ lumpy custard

The trouble is we know that the vast majority of defendants of these claims just pay up / make offers / ignore and get CCJ's for the full sum so they do make a shed load of money out of it overall, the odd loss won't hurt them too much.

I really really really hope the new debt pre action protocols come in in April https://www.gov.uk/government/consul...tocol-for-debt

3.2 The claimant should enclose with the letter copies of—
(a) this Protocol (the Pre-Action Protocol for Debt Claims);
(b) a full statement of account, including details of—
(i) all interest and charges included on the outstanding balance of the debt, explaining how they have been calculated;
(ii) any payments already made by the debtor;
(c) the contract or agreement between the parties; and

should cut down on the crap claims being made massively.

[Mineral1]

Re: % of CCJ cases that are won compared to lost ?

lol @ lumpy custard

The trouble is we know that the vast majority of defendants of these claims just pay up / make offers / ignore and get CCJ's for the full sum so they do make a shed load of money out of it overall, the odd loss won't hurt them too much.

I really really really hope the new debt pre action protocols come in in April https://www.gov.uk/government/consul...tocol-for-debt



should cut down on the crap claims being made massively.

Well people like you have done a lot to help alleviate the problems DCA's have with dealing with all that lolly! You might think you are only nipping their toe BUT keep going and the long term effect will become corrosive. They will have their peeps on here keeping an eye on what's being discussed... So if your reading this...... HAR HAR HAR..... Serves you right!!!

[Ruby]

Re: % of CCJ cases that are won compared to lost ?

The trouble is we know that the vast majority of defendants of these claims just pay up / make offers / ignore and get CCJ's for the full sum so they do make a shed load of money out of it overall, the odd loss won't hurt them too much.

Yes, sadly the case before us (with Arrow) was just that. :tinysmile_cry_t:
really really really hope the new debt pre action protocols come in in April - So do I.

[Ruby]

Re: % of CCJ cases that are won compared to lost ?

My gut feeling is that they are churning out so many of these 'accounts' presently in fear of the new pre action protocols as it will no doubt affect their profit margin. Lets face it how many threads do we presently have about people being taken to court by DCAs - LOADS.

[pauulss]

Re: % of CCJ cases that are won compared to lost ?

the more and more they churn out last minute - the more and more the workload of the courts increases. more cases will get longer drawn longer out - maybe drawn out to April and beyond

[Mineral1]

Re: % of CCJ cases that are won compared to lost ?

the more and more they churn out last minute - the more and more the workload of the courts increases. more cases will get longer drawn longer out - maybe drawn out to April and beyond

Also... Take the number of cases over say the last month... How many turned out to be statute barred, based on bogroll evidence or even possibly due to the claimants having eaten nice mushrooms from the local fields?
Statistics are wonderful. If you can submit to the authorities that say of fifty cases forty turned out to be fatally flawed then it strengthens the case for the new protocols. The key to any argument is always in the facts......Collate this information and submit it. Turn this rash of speculative litigation into a rod and beat the backs of the DCA's :tongue2:

[PAWS]

Re: % of CCJ cases that are won compared to lost ?

Turn this rash of speculative litigation into a rod and beat the backs of the DCA's

Aw, I would rather beat them in the front, say just below waist height!!!