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Re: The OFT meet Legal Beagles - any questions ?
Short and sweet
1 - pre 6yr restitution
2 - current restitution - Compound interest. As customers we pay it, we should receive it not 8%
3 - AoP - breach of Fiduciary Duty.
4 - Practice of 'accidently' taking arrears to court, selling to DCA etc to intimidate payment of charges in dispute
5 - TSB and HBOS - the OFT want competition, thought's on Gordon Bennett telling TSB and HBOS to ignore regulators and Competition Commision who he'll take care of - yes this response can be asked for 'off the record'.
6 - price fixing when it comes to default charges
7 - Barclays breaking ranks with £8
8 - banks now not offering credit interest as retaliation
9 - TSB having no terms and conditions
10 - HSBC and Abbey admitting in letters ADMIN costs, then commiting perjury and saying service fees.
11 - TSB admitting in witness statement, as advised to EXC, charges are a 'sanction'.
12 - how the OFT feel about Banks being about to rape profits whilst things are good, yet when they go bad, the taxpayer covers their failures without any physical, mental or discernable advanatage to the taxpayer - ie Northern Wreck.
13 - goes without saying - thoughts on FSA.
That's off the top of my head, I'll be back if I have more. I'll also elaborate but I'm sure you all know what I mean. lol
Short and sweet
1 - pre 6yr restitution
2 - current restitution - Compound interest. As customers we pay it, we should receive it not 8%
3 - AoP - breach of Fiduciary Duty.
4 - Practice of 'accidently' taking arrears to court, selling to DCA etc to intimidate payment of charges in dispute
5 - TSB and HBOS - the OFT want competition, thought's on Gordon Bennett telling TSB and HBOS to ignore regulators and Competition Commision who he'll take care of - yes this response can be asked for 'off the record'.
6 - price fixing when it comes to default charges
7 - Barclays breaking ranks with £8
8 - banks now not offering credit interest as retaliation
9 - TSB having no terms and conditions
10 - HSBC and Abbey admitting in letters ADMIN costs, then commiting perjury and saying service fees.
11 - TSB admitting in witness statement, as advised to EXC, charges are a 'sanction'.
12 - how the OFT feel about Banks being about to rape profits whilst things are good, yet when they go bad, the taxpayer covers their failures without any physical, mental or discernable advanatage to the taxpayer - ie Northern Wreck.
13 - goes without saying - thoughts on FSA.
That's off the top of my head, I'll be back if I have more. I'll also elaborate but I'm sure you all know what I mean. lol
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