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Life insurance advice

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  • #16
    Yes I notified them of his death sometime ago and they sent me a claim form and asked me to send a copy of his death certificate which I've only recently got due to waiting for his inquest.

    I have not yet told them his cause of death as I wanted to see for my self the exclusions first or do you think I'm being silly and just ask them straight up if they will payout or not?

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    • #17
      Originally posted by Nospot View Post
      Yes I notified them of his death sometime ago and they sent me a claim form and asked me to send a copy of his death certificate which I've only recently got due to waiting for his inquest.

      I have not yet told them his cause of death as I wanted to see for my self the exclusions first or do you think I'm being silly and just ask them straight up if they will payout or not?
      Just make a claim.

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      • #18
        Well I could do that but then I'm not non the wiser. I would rather see for myself what exclusions there are prior to making a claim. Not least because I simply do not have the finances to shell out on yet another death certificate for nothing. I know it doesn't seem a lot but I simply do not have money to waste so would rather know for sure one way or another.

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        • #19
          Give SW a call and tell them you are struggling with affording multiple copies of the Death Certificate and can you send it to them with the form and they return it to you ? ( Keep copies of course before sending it )

          Otherwise talk to them about exclusions on the policy - or ask if they can send the policy documents to you.
          “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

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          • #20
            Thank you amethyst

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            • #21
              Originally posted by Nospot View Post
              Well I could do that but then I'm not non the wiser. I would rather see for myself what exclusions there are prior to making a claim. Not least because I simply do not have the finances to shell out on yet another death certificate for nothing. I know it doesn't seem a lot but I simply do not have money to waste so would rather know for sure one way or another.
              When MIL died, I heeded all the advice and got several copy death certificates. In the end I only used one or two. I'd just send one off to a company, and they would return it very quickly. They don't need to keep the certificate, just make a copy for their records.

              I think you'll find it difficult to get SW to talk to you until you prove to them that your partner has died.

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