Ebay, Gumtree & Autotrader Vehicle / Car Scams

[Annie-777]

Re: Ebay & Gumtree Vehicle / Car Scams

does the bank in such cases also monitor the "name" of the account holder (corporate or private) so as to prevent that the scam closes one account and at the same time opens another, continuing their fraud?
Or if the account holder runs more accounts in their bank? Does this belong to their control mechanisms?

[Tools]

Re: Barclays and vehicle scam via ebay and gumtree

[ http://ebayscamhunter.blogspot.co.uk...ite-power.html

why is this service anavailable? Best regards!

Apologies Annie, how do you mean unavailable?

[Tools]

Re: Ebay & Gumtree Vehicle / Car Scams

what does the Fraud Director defines: reliable information?

A reported fraud with a crime reference number or a reliable source with a proven track record. I report accounts frequently, either direct to a banks fraud dept or via another contact I have who has a good network of contacts with the fraud depts of most banks within Europe.

[Annie-777]

Re: Barclays and vehicle scam via ebay and gumtree

[ http://ebayscamhunter.blogspot.co.uk...ite-power.html

why is this service anavailable? Best regards!

[Tools]

Re: Ebay & Gumtree Vehicle / Car Scams

As an example

Sort Code 12-34-56
Account number 123456789

Receives two payments of £1000, one on the 1st January 1pm from victim A and one on the 1st January 2pm from victim B.

At 2:05 pm the account holder (scammer) withdraws £1500.

The account is reported as being operated fraudulently at 2:10 pm, the account is shuttered with £500 remaining in the account.

One victim (A or B) contacts the bank with a crime reference number from the Police or Action Fraud a clear link is made and the victim is offered £500 refund. The victim accepts and no funds remain.

The second victim contacts the bank 1 week later, again with a crime reference number and a clear link..........no funds remain, no refund can be given.

That is the sad truth I am afraid, hence the importance of contacting the bank as soon as possible and reporting it to Action Fraud.

[Annie-777]

Re: Ebay & Gumtree Vehicle / Car Scams

what does the Fraud Director defines: reliable information?

[Tools]

Re: Ebay & Gumtree Vehicle / Car Scams

I communicate and have met with the Fraud Director of Barclays Bank, we discussed at length the issues raised with this and other frauds. Barclays shutter an account the moment they receive reliable information that it is being operated for use in fraud.

Any funds left in the account (which is usually zero as the scammers withdraw it pretty much within hours of it being deposited) are reserved until a victim comes forward with proof that their money was deposited and that a fraud has occurred. There needs to be a clear match of an amount to a victim, and because of the limited amounts left in when they do manage to shutter an account with funds remaining, it is pretty much last payment in - first refund out.

[Annie-777]

Re: Ebay & Gumtree Vehicle / Car Scams

Reading that case and judgement this particular fraud type would not succeed.

Until the bank is made aware the account is being operated for fraud they have no knowledge of that being the case so there is no dishonest assistance, no deceit, no conspiracy, no negligence and no unjust enrichment.

Sadly this approach would fail in court and the claimants would be liable for costs for both sides.

How do I know that the bank has not been notified before me about the fraudulent account? If someone can prove to me that he has transfered money to the same account weeks before I did and complained to the bank and the bank kept the account open?

[Tools]

Re: Ebay & Gumtree Vehicle / Car Scams

Reading that case and judgement this particular fraud type would not succeed.

Until the bank is made aware the account is being operated for fraud they have no knowledge of that being the case so there is no dishonest assistance, no deceit, no conspiracy, no negligence and no unjust enrichment.

Sadly this approach would fail in court and the claimants would be liable for costs for both sides.

[Annie-777]

Re: Ebay & Gumtree Vehicle / Car Scams

we have bought from mobile.de something equivalent to Autotrader UK I suppose.
In Germany during every transaction the bank has to check if the account owner and the account number are in agreement! Otherwise the transaction in NOT valid. I didn't know that in Britain this is not the same. So I transfered my money to a corporate account but it was a scam's account making me believe he was the company! British banks cooperate with crime. Barclays is as it seems part of the dirty game...

[Annie-777]

Re: Ebay & Gumtree Vehicle / Car Scams

it is simple: the bank doesn't check properly the credentials of the client. Practically they cover money laundry and other crimes. In Germany we have Sammelklagen, collective pressing charges against someone. I see this as a hope perhaps although read here:

http://www.allenovery.com/publicatio...ird-party.aspx

A very evil business

[Crazy council]

Re: Ebay & Gumtree Vehicle / Car Scams

i wander how a claim against a bank for negligence in allowing a scammer to open an account ( for the full amount lost in the transaction ) , If the scammers details were false when they opened them would go.

[Annie-777]

Re: Ebay & Gumtree Vehicle / Car Scams

you probably know better but I have a lawyer who has an idea of how to help me, if I can prove that the same account has been used by the scam over a while. I wanted to give it a chance for me and the others damaged by the same fraudster.
Kind regards

[Tools]

Re: Ebay & Gumtree Vehicle / Car Scams

Unfortunately Annie, at present, unless there are funds still in the account when it is reported as fraudulent there are no monies to refund.

This highlights the importance of reporting the account as soon as possible to the bank as your first priority.

[Annie-777]

Re: Ebay & Gumtree Vehicle / Car Scams

Hello Agerag, it is a long time ago but did you manage to recover your money? I have a similar experience with Barclays! best wishes, Annie