PRA Group need help!!

[nemesis45]

Re: PRA Group need help!!

Hi, Just an update.
I've received a reply from PRA regarding the CCA request I sent them. They have put my account on hold until they receive the required information, and will contact me with an update as soon as possible.
Belle

That's good! Don't bother to chase them for it!

nem

[Belle123]

Re: PRA Group need help!!

Hi, I've received the requested info I asked for and they've asked me to contact them to discuss payment options. Do I write to them and offer a payment that I can afford each month?
Thanks
Belle

[nemesis45]

Re: PRA Group need help!!

Hi, I've received the requested info I asked for and they've asked me to contact them to discuss payment options. Do I write to them and offer a payment that I can afford each month?
Thanks
Belle

Do nothing, please post a copy of the " info " you have received so we can see if it is any good.

nem

- - - Updated - - -

Hi, I've received the requested info I asked for and they've asked me to contact them to discuss payment options. Do I write to them and offer a payment that I can afford each month?
Thanks
Belle

Do nothing, please post a copy of the " info " you have received so we can see if it is any good.

nem

[Belle123]

Re: PRA Group need help!!

Ok thanks, I'll work out how to do that and post it.
Belle

[nemesis45]

Re: PRA Group need help!!

Ok thanks, I'll work out how to do that and post it.
Belle

I'm sure [MENTION=49370]Kati[/MENTION] will help if needed.
nem

[Kati]

Re: PRA Group need help!!

Ok thanks, I'll work out how to do that and post it.
Belle

I'm sure @Kati will help if needed.
nem

of course ... send it to me (with a link to your thread) and I'll upload xx

[Belle123]

Re: PRA Group need help!!

Hi, hopefully I've done it right.
Belle

[Belle123]

Re: PRA Group need help!!

Hi,
Does anyone know if the above pics are what I should have received? I just need to know if I should offer a payment as the letter stated I need to contact them within 10 days of receiving their letter.
thanks
Belle

[Kati]

Re: PRA Group need help!!

[MENTION=55034]nemesis45[/MENTION]??

[nemesis45]

Re: PRA Group need help!!

@nemesis45??

Thanks [MENTION=49370]Kati[/MENTION]
nemxx

- - - Updated - - -

Hi,
Does anyone know if the above pics are what I should have received? I just need to know if I should offer a payment as the letter stated I need to contact them within 10 days of receiving their letter.
thanks
Belle

Taking a look now Belle.

nem

[nemesis45]

Re: PRA Group need help!!

Hi, hopefully I've done it right.
Belle

OK it's a bit blurred though.
Can you confirm please the 2nd attachment has a page notation i.e., Page x of X what is actually?
Is this all you have received?
Is your name and address on this document?
Are terms and Conditions on the reverse of these pages?
Was there a covering letter with this? Did it describe the document as an " reconstituted " agreement?

nem

[Belle123]

Re: PRA Group need help!!

Hi
yes it has my name and address on it, it says page 1 of 2 and on the back is the terms and conditions.
ive also received statements showing what I've purchased from getting the card to the last use of it.
The covering letter from PRA just says Information as requested and to contact them within 10 days ( phone calls from them already started)
Nowhere does it describe it as a reconstituted agreement.
Thanks
Belle

[Amethyst]

Re: PRA Group need help!!

If you can make it out, in the terms and conditions slip section does it refer to any other paragraphs that aren't within those shortened terms? It isn't a recon it is the original off microfiche from what I can make out. Usually on that pages with the interest table on these agreements state that you have read paragraph X etc ( and those terms should be supplied to comply fully with the CCA)

[Belle123]

Re: PRA Group need help!!

I have sections 1-3 on the t&c side and everything they mention is between 1 and 3, it's only on the signature side they they mention section 11.
Belle

[Belle123]

Re: PRA Group need help!!

Hi, can anyone tell me what the next step is now? Do I write and offer them a payment I could afford each month?
Thanks
Belle