desperate to sell home

[fairyfee]

We have money problems that have got very serious. We cant get our house sold.....is there anything legal that we can do , to stop the stress of all this? Something like an order to say that when our house sells, we will pay off debts first?

[Crazy council]

Re: desperate to sell home

have you thought about a volenary arraingment, or tying the debts against a charge on your house.

It depends on teh curcs of your debts and whos pushing you. There are some great debt experts on here, post up a few details, removing anything personal, someone will jump in with advice.

list all debts,
witch ones are pushing.
total debts,
equity in property

list what you can out of the above, removing anything personally idetifiable

[wales01man]

Re: desperate to sell home

Is there enough equity in the house to pay everything off if it sells?

[fairyfee]

Re: desperate to sell home

yes...plenty

[fairyfee]

Re: desperate to sell home

what is tying debts against charge on house?

[wales01man]

Re: desperate to sell home

I am no expert but I would write to the creditors asking them to suspend any action while you sell the house,give a time scale and offer to give financial details .
Might stop the hassle might not DCAs and creditors are not known to be helpful but probably no other way to find out

[enaid]

Re: desperate to sell home

Hi, are you sure that selling is the only solution?
I am sure if you gave a little more detail of the debts (no personal details) then maybe you can be helped by other means.

[fairyfee]

desperate!

Owe to HMRC..... made bankrupt

house for sale, but no sale yet. loads of equity in house. Is there anything legal we can do to stop them chasing us until house is sold ? not that we cant pay really, just need to sell house. Been let down by our bank.

[wales01man]

Re: desperate!

Have you been declared Bankrupt?

[fairyfee]

Re: desperate to sell home

our daughter is disabled, and we are selling anyway to get a house more suited for her needs.

[fairyfee]

Re: desperate!

yes we are

[fairyfee]

new here

new here. So desperately need help. Need to sell our home for disabled daughter to have a better quality of life. Got debts but can easily pay them off when we sell our house.

[ostell]

Re: new here

This is the third thread that you have started on the same subject. Any responses wioll be spilt up amongst the threads.

[Crazy council]

Re: desperate to sell home

Hi fairyfee

Firslty, lots of people on here have been in the same or similar position,, so are very understanding, and have a working knowledge on how to deal with these things, with the lowest costs to you, if you detail some of the debts, and the position with them, people will be able to point you in the right direction.

[Amethyst]

Re: desperate to sell home

merged threads xx