Trying to assist a friend with CCJ

[ncf355]

Hi all, I've said I'll do my best to assist a friend who is in dire straits (not the band....) Quick question: once judgment is given, is there a limited time period vailable for the creditor to enforce this judgment? Thanks for your time NcF

[Amethyst]

Re: Trying to assist a friend with CCJ

6 years Limitations Act 1980

24. Time limit for actions to enforce judgments.
— (1) An action shall not be brought upon any judgment after the expiration of six years from the date on which the judgment became enforceable.

[ncf355]

Re: Trying to assist a friend with CCJ

Oh dear, looks like theyre screwed!

[Amethyst]

Re: Trying to assist a friend with CCJ

There are variables, but thats the main line. Whats the situation ?

[ncf355]

Re: Trying to assist a friend with CCJ

Hi judgment XX 2004 and XXX 2004 Apparently they attempted a charging order on both but failed due to lack of value in the property So if the CO failed, I take it the above (23....) applies from XX and XXX this year and we can send the DCA/Solicitor chasing at the moment away with a flea in there ear and state OFT attitude to attempts to enforce statute barred debts?

[ncf355]

Re: Trying to assist a friend with CCJ

Looks like they gained a charging order in 2004 (beyond 6 years ago) but the property it was gained on was sold some time ago without them gaining any funds from it as the 1st charge (mortgage co) swallowed the lot - whats the position there?