conned

[Amethyst]

Re: conned

Maybe you could list the details from your paycheck - your pay vs the deductions made in a normal week/month. Might give us a better idea if this is going wrong somewhere.

client only goes through agents crest plus im not on enough for it to b my favour and i dont see spending up to 280 pounds in a week to get 20 percent back on my expences apoligies about speelling broke gllasses

[bessylu]

Re: conned

i do heavy plant like jcb operator self employed were u just wages is no longer allowed i earn around 40k year

[Amethyst]

Re: conned

So previously to this agency you were self employed, and dealt with your own PAYE and NI. Now this agency are asking to you to go through Crest and they are sorting out your PAYE and NI as well as expenses etc and charging you an admin charge each week?

Is that right ?

Whats at the top of note and what are the deductions on an average week.

Rough simple guesstimates making assumptions on tax code etc based on £40k.

WEEKLY PAY £769.23

deductions
TAX..........£115.37
NI............£73.95
Fee?........ £22.00

TAKE HOME £557.91

[bessylu]

Re: conned

havent been paid yet just got a text from them confiming my hours 78 for last week at 11.50 per hour

[Amethyst]

Re: conned

Okay - where did you get the figure of £280 of deductions from ?


You worked 78 hours last week ?

[bessylu]

Re: conned

that was the sum we were told we could claim and yes i did do those hours site manager docked two it would have been 80

[Amethyst]

Re: conned

£280 is the maximum you can claim in expenses ?

Might be best off waiting on your payslips firstly then going through the deductions

I wasn't questioning whether you did 78 hours just it seems like an awful lot, I think 78 is the maximum you can do with opting out of the working time directive, but others know better than I on that.

[bessylu]

Re: conned

good night have to b up at 6

[Mr $quanda£ot]

Re: conned

Well, if you are not happy, the best thing really is to find another job.

If everyone refused to be paid by Crest, then the client would have to think again.

Your agency should have told you that the rate quoted is an umbrella rate, explaining that it includes everything such as your holidays and employer's national insurance contributions and that you'd have to pay the umbrella company a fee too.

Normally you should be able to choose your own umbrella company. Many agencies insist on using someone because quite often they get a commission from the umbrella!

This practice is not fair, nor should it be legal. But we live in the UK, probably the worst country in the EU when it comes to employment rights. Well, there are rights but they favour employers, not employees.

I for one am glad to see the Tories hammered today!

[Mr $quanda£ot]

Re: conned

£11.50 per hour is far too low to justify using umbrellas. It is equivalent to £9.20 on PAYE. A decent rate up North and just above the London living wage.

[wales01man]

Re: conned

So UKIP will up the hourly rate for the OP? as they are working for an agency they can look for a better paid job if there are any?
No doubt all this is Legal and within the laws of employment

[Mr $quanda£ot]

Re: conned

So UKIP will up the hourly rate for the OP? as they are working for an agency they can look for a better paid job if there are any?
No doubt all this is Legal and within the laws of employment

Of course this is legal. What else would you expect in this country?

[FlamingParrot]

Re: conned

Rough simple guesstimates making assumptions on tax code etc based on £40k.

WEEKLY PAY £769.23

deductions
TAX..........£115.37
NI............£73.95
Fee?........ £22.00

TAKE HOME £557.91

havent been paid yet just got a text from them confiming my hours 78 for last week at 11.50 per hour

= £897 :wof: :wof: :wof:

£11.50 per hour is far too low to justify using umbrellas. It is equivalent to £9.20 on PAYE. A decent rate up North and just above the London living wage.

Well, if you are not happy, the best thing really is to find another job.

Looking at the figures above, I honestly can't see the problem here, unless of course I've got it all wrong, which is a distinct possibility, since I haven't got any more information than what I've quoted above. :noidea:

If you are earning £900 a week gross and paying a fee of £22 to the umbrella (if that the case?), it's not exactly a rip-off. Whether £11.50 is 'too low to justify using umbrellas' is neither here nor there, since the OP didn't choose to use an umbrella to save taxes as I (and a few others), did years ago.

I can't see how anyone would want to leave a job just for the sake of the £22/week fee, unless there were other issues at work. Of course if the OP has the option to find other work where they will be paid more, with or without umbrellas, they should consider that option.

[Amethyst]

Re: conned

client only goes through agents crest plus im not on enough for it to b my favour and i dont see spending up to 280 pounds in a week to get 20 percent back on my expences apoligies about speelling broke gllasses

I think there must be more fees but I'm not sure where the figure of £280 comes from as earlier posted this;

it is a umbrella company we were told we had to go paye and had no choice and we were told it was to only pay us as the agency had a independant payer we were not told it would be as employee we were told we would have 22.95 deducted to get paid that was it

so I think as bessylu hasn't had his first pay packet yet we need to see what actual deductions are being made.


(takehome on £897 and a 1000L tax code wld be around £630 inc the £22 fee)

[Mr $quanda£ot]

Re: conned

= £897 :wof: :wof: :wof:



Looking at the figures above, I honestly can't see the problem here, unless of course I've got it all wrong, which is a distinct possibility, since I haven't got any more information than what I've quoted above. :noidea:

If you are earning £900 a week gross and paying a fee of £22 to the umbrella (if that the case?), it's not exactly a rip-off. Whether £11.50 is 'too low to justify using umbrellas' is neither here nor there, since the OP didn't choose to use an umbrella to save taxes as I (and a few others), did years ago.

I can't see how anyone would want to leave a job just for the sake of the £22/week fee, unless there were other issues at work. Of course if the OP has the option to find other work where they will be paid more, with or without umbrellas, they should consider that option.

This £900 weekly gross includes employers' national insurance, something that I'm not sure if you have taken into account?

I think it is this part that would be a bigger issue as employer's NI is 13.8% for anything above c. £140 a week, not insignificant amount!