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Letter of Claim - Dryden's/Erudio

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  • #1

    Letter of Claim - Dryden's/Erudio

    Hello,

    I have received a letter of Claim regarding my old style student loans from 1997-1999 (dated 13 June) which I need to respond to as soon as. I'm not sure how to respond to it.

    I don't dispute the debt but I don't believe I have been given the opportunity to defer, yet my income is below the repayment threshold.

    Any help would be greatly appreciated. I can provide more information as needed.

    The letter has come with an income and expenditure form, a reply form and an account summary.


    Thank you.
    Tags: None
  • #2
    Originally posted by karonbaron View Post
    Hello,

    I have received a letter of Claim regarding my old style student loans from 1997-1999 (dated 13 June) which I need to respond to as soon as. I'm not sure how to respond to it.

    I don't dispute the debt but I don't believe I have been given the opportunity to defer, yet my income is below the repayment threshold.

    Any help would be greatly appreciated. I can provide more information as needed.

    The letter has come with an income and expenditure form, a reply form and an account summary.


    Thank you.
    Hi there

    Eurdio, they are a night mare to deal with, ive dealt with them before when they refused to allow a client to Defer, they sought to rely on forms which were not compatible with the legislation, and as a result they had to concede defeat in the end.

    Did you apply for deferment when the previous period came to an end? what did they say when you applied?
    I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

    If you need to contact me please email me on Pt@roachpittis.co.uk .

    I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

    You can also follow my blog on consumer credit here.

    Comment

    • #3
      I don't actually remember the last time I deferred and haven't ever deferred via Erudio. I've tried to ask them for deferment after receiving this letter, but they won't deal with me now. I have to deal with Dryden's apparently.

      Comment

      • #4
        So I need to send my form back, does anyone have any advice on how to complete it?

        Is it worth me sending a SAR seeing as I haven't been offered the chance to defer?

        Has anyone had any experience of this situation?

        Thanks.

        Comment

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        SHORTCUTS


        First Steps
        Check dates
        Income/Expenditure
        Acknowledge Claim
        CCA Request
        CPR 31.14 Request
        Subject Access Request Letter
        Example Defence
        Set Aside Application
        Directions Questionnaire



        If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.




        NOTE: If you receive a court claim note these dates in your calendar ...
        Acknowledge Claim - within 14 days from Service

        Defend Claim - within 28 days from Service (IF you acknowledged in time)

        If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



        We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
        If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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