Hi
IM looking for some advice or an idea of what may happen, the situation is very embarressing but i had a botox and facial treatment from a practitioner who ive been using for years, when it got to paying i couldnt, i have no criminal record and have never been to court before i was assured by citizens advice that it was a civil matter when i called shortly after i realised i could not pay in lump sum, i'm being taken to court for theft- which i think is unfair - ive i also was signed off partially to do with being in debt which caused my mortgage arrears and im just going into an iva which im including the debt in at advice of CA
Heres a statement ive written to u an idea of the situation ....
I’ve known and received treatment from .... for over 3 years and had many procedures (probably on about 40 + occasions) with other practitioners over the last 13 years - I’ve I had one issue paying about 13 years ago but was settled.This is obviously a very embarrassing situation I’m at a stage in my life where I’m working in a job I love and trying to maintain my life after so many years of struggling with mental heath and other issues , this situation has very much added to issues with my mental health and anxiety issues. My appointment was on 26th of sept when I believed I would be paid as we were the month before. I should have checked before appointment but I didn’t. I was expecting to have my 3 monthly Botox and potentially a little in my cheeks - I was a little shocked when .... said I needed 3 mils ( costing 750 I think) I knew it would be a tight month but I’ve always had insecurities with my appearance and having treatments has helped me with that. I felt I needed to have it done anyway. I figured I would struggle through September maybe borrow a little from my best friend however when it came to pay day I had various deductions and less pay than expected and had ended up not paying my full mortgage and secure loan commitments obviously this had a negative effect on me. I’ve been financially struggling causing my mental health issues to increase to the point where I was getting physical symptoms and was signed off and eventually lost my job. I’ve been referred to hospital had medication upped and have been referred to a specialist , I’m still very much struggling with this but have returned to work again in a different and more suitable role I am seeking help through the money advice service and payplan to deal with any debts I have. I’ve also been having cbt (cognitive behavioural therapy)and counciling with steps 2 well being.When this happened I told... I would get a loan to pay him off but it wasn’t possible, I then explained the situation and said I would try to pay him in instalments would start as soon as I could pay off arrears with my mortgage and other priority debts. Initially when I said I would get a loan he was fine and understanding and after a few wks understandably more threatening and he wanted paying off now or he was going to police - the more the tone of his messages changed the worse I began to feel and he blocked me from replying so I composed an email which I tried sending via text Instagram and email explaining that what I would hope was he knew me well enough to know wasn’t running off with his Botox and again tried to explain the situation and offer some kind of payment plan in upcoming months however 2 of the 3 methods returned and had no reply. His last message stated he had had enough and wanted it all now and wouldn’t be communicating further and all communication would be through his solicitor - I was blocked from contacting him. Since then I’ve heard nothing and have tried to get on with my life and focus on getting back to work mental health and confrontating any debts I have with professional advice. After the final email and him blocking me I consulted citizens advice regarding his threats to contact police and go to court they assured me that it would be a matter for small claims court so I was anxious expecting some form of contact but not knowing what and it’s been hanging over my head. I wish to make it clear this was not intentional and I tried to find a solution to this issue but I was blocked from contacting him via messages and calls in regards to it, also I didn’t want to antagonise the situation anymore by attempting another form of contact such as face to face as I knew it was impossible to pay the full amount in one go . It was not my intention to not pay for treatment and I felt I previously had a good client relationship with Austin having spent several thousand over a 3 year period with his practice. It saddens me it came to this. I’m still very much happy and wanting to make a form of payment plan to him. Like I said not only is this immensely embarrassing but makes me sick with worry whenever I think about it. I’m waiting for my pip Benifit appeal and my pet insurance to pay out I hope when or if this happens I can pay the total amount off straight away
i also must add i did have his account number but no way of contacting him so i kinda just tried to bury my head and get on with it. also i did have another botox treatment of 140 but i borrowed money from a friend for it, i do think maybe i could have paid money in but i was expecting after not being able to contact him id get a letter for civil court not for theft - i work in a care home with elderly people im not a criminal and it wasnt intentional
Please if you can help i would be very greatful i got court letter yesterday and its on 17th of may i feel physically sick and pretty much suicidal
do i have to attend what will happen ? also i have medical evidence i was signed off from oct to jan
thank you
IM looking for some advice or an idea of what may happen, the situation is very embarressing but i had a botox and facial treatment from a practitioner who ive been using for years, when it got to paying i couldnt, i have no criminal record and have never been to court before i was assured by citizens advice that it was a civil matter when i called shortly after i realised i could not pay in lump sum, i'm being taken to court for theft- which i think is unfair - ive i also was signed off partially to do with being in debt which caused my mortgage arrears and im just going into an iva which im including the debt in at advice of CA
Heres a statement ive written to u an idea of the situation ....
I’ve known and received treatment from .... for over 3 years and had many procedures (probably on about 40 + occasions) with other practitioners over the last 13 years - I’ve I had one issue paying about 13 years ago but was settled.This is obviously a very embarrassing situation I’m at a stage in my life where I’m working in a job I love and trying to maintain my life after so many years of struggling with mental heath and other issues , this situation has very much added to issues with my mental health and anxiety issues. My appointment was on 26th of sept when I believed I would be paid as we were the month before. I should have checked before appointment but I didn’t. I was expecting to have my 3 monthly Botox and potentially a little in my cheeks - I was a little shocked when .... said I needed 3 mils ( costing 750 I think) I knew it would be a tight month but I’ve always had insecurities with my appearance and having treatments has helped me with that. I felt I needed to have it done anyway. I figured I would struggle through September maybe borrow a little from my best friend however when it came to pay day I had various deductions and less pay than expected and had ended up not paying my full mortgage and secure loan commitments obviously this had a negative effect on me. I’ve been financially struggling causing my mental health issues to increase to the point where I was getting physical symptoms and was signed off and eventually lost my job. I’ve been referred to hospital had medication upped and have been referred to a specialist , I’m still very much struggling with this but have returned to work again in a different and more suitable role I am seeking help through the money advice service and payplan to deal with any debts I have. I’ve also been having cbt (cognitive behavioural therapy)and counciling with steps 2 well being.When this happened I told... I would get a loan to pay him off but it wasn’t possible, I then explained the situation and said I would try to pay him in instalments would start as soon as I could pay off arrears with my mortgage and other priority debts. Initially when I said I would get a loan he was fine and understanding and after a few wks understandably more threatening and he wanted paying off now or he was going to police - the more the tone of his messages changed the worse I began to feel and he blocked me from replying so I composed an email which I tried sending via text Instagram and email explaining that what I would hope was he knew me well enough to know wasn’t running off with his Botox and again tried to explain the situation and offer some kind of payment plan in upcoming months however 2 of the 3 methods returned and had no reply. His last message stated he had had enough and wanted it all now and wouldn’t be communicating further and all communication would be through his solicitor - I was blocked from contacting him. Since then I’ve heard nothing and have tried to get on with my life and focus on getting back to work mental health and confrontating any debts I have with professional advice. After the final email and him blocking me I consulted citizens advice regarding his threats to contact police and go to court they assured me that it would be a matter for small claims court so I was anxious expecting some form of contact but not knowing what and it’s been hanging over my head. I wish to make it clear this was not intentional and I tried to find a solution to this issue but I was blocked from contacting him via messages and calls in regards to it, also I didn’t want to antagonise the situation anymore by attempting another form of contact such as face to face as I knew it was impossible to pay the full amount in one go . It was not my intention to not pay for treatment and I felt I previously had a good client relationship with Austin having spent several thousand over a 3 year period with his practice. It saddens me it came to this. I’m still very much happy and wanting to make a form of payment plan to him. Like I said not only is this immensely embarrassing but makes me sick with worry whenever I think about it. I’m waiting for my pip Benifit appeal and my pet insurance to pay out I hope when or if this happens I can pay the total amount off straight away
i also must add i did have his account number but no way of contacting him so i kinda just tried to bury my head and get on with it. also i did have another botox treatment of 140 but i borrowed money from a friend for it, i do think maybe i could have paid money in but i was expecting after not being able to contact him id get a letter for civil court not for theft - i work in a care home with elderly people im not a criminal and it wasnt intentional
Please if you can help i would be very greatful i got court letter yesterday and its on 17th of may i feel physically sick and pretty much suicidal
do i have to attend what will happen ? also i have medical evidence i was signed off from oct to jan
thank you
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