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**DISCONTINUED!!!** Court claim from PRA Group Ltd UK
I've received claim form from county court business centre for a loan originally lloyds tsb now assigned to PRA Group. I've acknowledged the claim and I'm stuck how to do defence, don't recognise the loan but had credit card years ago which I was paying 5 month up until three months ago. I don't have any other correspondence connecting them to this loan. I've had no letters from Lloyds to say they have sold the debt.
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Re: Court claim from PRA Group Ltd UK
| CCA Request || CPR 31.14 Request send these off
CCA1974 with £1,00 postal CPR31.14 free to solicitors -
Re: Court claim from PRA Group Ltd UK
No solicitors details on claim only claimants representative name. No other address for solicitors
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Do I have to send a copy to the court, and how do I fill in defence formComment
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Re: Court claim from PRA Group Ltd UK
Hi Elaineg & welcome to LB
Could you please post up or type the Particulars of Claim verbatim (personal details redacted) & complete the following.
Received a claim?
Issue Date:
Amount approx:
Claimant:
Solicitor:
Original Creditor:
Particulars of Claim: Please type out in full excluding names/account numbers
Is the debt Statute Barred?
List any letters you have sent:
Any Other Info:CAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John SedgwickComment
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Re: Court claim from PRA Group Ltd UK
The claimant claims the sum of £5034.73 for debt and interest. On 05/02 the defendant entered into an agreement with Lloyd for credit card. On 09/2010 the defendant defaulted on the agreement with outstanding balance of £4990. On 06/14 assigned to Aktiv Kapital portfolio AS, Oslo, who assigned the debt to PRA Group, notices were sent to defendant in accordance with s136 Law of Property act, payments of £125 received up to 06/16 the claimant claims the sum 4857Comment
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Re: Court claim from PRA Group Ltd UK
The claimant claims the sum of £5034.73 for debt and interest. On 05/02 the defendant entered into an agreement with Lloyd for credit card. On 09/2010 the defendant defaulted on the agreement with outstanding balance of £4990. On 06/14 assigned to Aktiv Kapital portfolio AS, Oslo, who assigned the debt to PRA Group, notices were sent to defendant in accordance with s136 Law of Property act, payments of £125 received up to 06/16 the claimant claims the sum 4857. I've acknowledged the claim online. Date on court letter 19/12/2016Comment
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Re: Court claim from PRA Group Ltd UK
I'm totally lost, I don't even know how to use this site, I'm so sorryComment
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Re: Court claim from PRA Group Ltd UK
You had 28 days from the date the claim was issued (once you had acknowledged the claim).Originally posted by Elaineg View Post
See [MENTION=3599]MIKE770[/MENTION] post #2 and [MENTION=5553]charitynjw[/MENTION] #post 4 Get those requests sent asap.
nemComment
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Re: Court claim from PRA Group Ltd UK
Who do I send these to, and how do I respond to defence?Comment
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Re: Court claim from PRA Group Ltd UK
Court claim issue date? (Front of N1 court claim form)Originally posted by Elaineg View PostCAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John SedgwickComment
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Re: Court claim from PRA Group Ltd UK
Court claim issue date 19/122016Comment
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Re: Court claim from PRA Group Ltd UK
OK CCA request to PRA at the address on the claim form. for a copy of the agreement + £1 statutory fee, use a postal order marked " For Statutory Fee Only"Originally posted by Elaineg View Post
and send by signed for post.
CPR 31.14 request goes the solicitors / legal representative as shown on the claim form (no fee) this is for the documents mentioned in the particulars of the claim. i.e. The agreement, default notice and the notices of assignment. See templates in green box above.
nemComment
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Re: Court claim from PRA Group Ltd UK
No panic, then.Originally posted by Elaineg View Post
Defence doesn't need to be filed until 21st Jan.
Send the CPR & CCA requests asap.
Keep copies & get proof of posting.CAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John SedgwickComment
-
Re: Court claim from PRA Group Ltd UK
Do I need to send anything to the court?Comment
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Re: Court claim from PRA Group Ltd UK
You say you've already acknowledged, so there's nothing else to send to court until your defence is due.Originally posted by Elaineg View Post
The CPR request also invites the Claimant/sols to a 28 day extension which, if they accept, you (the Defendent) will need to inform the court accordingly.CAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John SedgwickComment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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