*DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

[Jojo13]

Re: Lowell Portfolio 1 Ltd v Jojo13

It certainly appears that way 😊

[EXC]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Congrats. Thread title updated.

[Jojo13]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Thanks everyone, I couldn't have done it without [MENTION=55034]nemesis45[/MENTION] or [MENTION=6]Amethyst[/MENTION] helping advise me, you are both wonderful!!

I'm sure I've seen this asked before and the answer is to sign up VIP but can I donate to the site for others like me to be helped in the future x

[nemesis45]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Thanks everyone, I couldn't have done it without @nemesis45 or @Amethyst helping advise me, you are both wonderful!!

I'm sure I've seen this asked before and the answer is to sign up VIP but can I donate to the site for others like me to be helped in the future x

Hello Jojo

Yes that would be much appreciated I'm sure.

nem

[Stu]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

:thumb: great result

[Jojo13]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Thanks Stu 😀

[Amethyst]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Brilliant news JoJo xxxx WELL DONE !!! You worked hard on this - it really is a pain how they always seem to wait until you've put in your witness statement before discontinuing, but I guess once they get the WS they know they do have a fight on their hands and it just isn't cost effective fighting, they much prefer a nice easy default judgment - so good on you for standing up for yourself and making their life slightly more difficult ! xxxx

[Jojo13]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Thanks [MENTION=6]Amethyst[/MENTION] I really couldn't have done it without the help from people on the post, you and Nem for the sound advice and Kati for uploading my documents. I've tried upgrading to VIP but it says there is no subscription available? I would love to be able to give a donation to support the site if anyone can advise me on that.

An early Happy Christmas to all you fabulous people, my Christmas is looking better already and my heads now ready to focus on dealing with some other family issues that have been going on. The support from you has been invaluable xx

[Amethyst]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

I hope you have a lovely Christmas too. I know how stressful having these claims hanging over you in the background can have a huge affect on you. Not sure what's up with the VIP upgrade system - should be this link - http://legalbeagles.info/forums/payments.php . You support is very much appreciated xxxx

[Jojo13]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Thanks [MENTION=6]Amethyst[/MENTION], I got the same 'no subscriptions available' message but will keep trying. I'll try at work in PC as on mobile X

- - - Updated - - -

Thanks [MENTION=6]Amethyst[/MENTION], I got the same 'no subscriptions available' message but will keep trying. I'll try at work in PC as on mobile X

[Amethyst]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Ahhhh I tried it and got the same on my mobile too.... I think it is a backend glitch, so thank you for drawing my attention to it - I will try and work out how to fix it ! Desktop site works fine though - and great to see you managed it - thank you for persevering - all support really helps keep the forum running xxxxx

[Jojo13]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Success! Think it just didn't like me being on a mobile!

[Jojo13]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Hi, I'm after some further advice on this please.
After receiving the Notice of Discontinuece from BW Legal, I rang the court and they confirmed I didn't have to go.
On 1st December I have received an email from Lowell offering me a 50% discount and instalment offer on the debt! What should I do? I haven't received any other email from them before this other than one on 28th November informing me of their new website details which I just assumed meant I was now on some mailing list. Do I contact them and if so what do I say?
thanks

[MIKE770]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

Discontinued - that is it, left hand not knowing what the right hand has done comes to mind. = ignore unless you get further missives, they are a bunch of idiots it seems. do not respond

[charitynjw]

Re: *DISCONTINUED* !!! Lowell Portfolio 1 Ltd v Jojo13

I agree with @MIKE770.
Ignore unless you feel you are being harassed.
Part of your defence was the fact that this is statute-barred.
They discontinued the claim.
Although technically, in England/Wales, this does not extinguish a debt (unlike Scotland, where the debt ceases to exist after 5 years if not acknowleged) it cannot be enforced.
Further to that, once it has been brought to their attention that it is SB, the onus is on them to prove it is not so.
See 7.15.8
https://www.handbook.fca.org.uk/hand...ate=2015-10-26

Why give them 50% of £700 when you can give them 100% of nothing, lol!