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SETTLED: Lowell / Cap One / Bryan Carter Solicitors

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  • #16
    Re: Lowell / Cap One / Bryan Carter

    Okay, Lowell are the creditor (according to their claim against you) therefore they should supply the agreement off the back of your CCA request.
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps
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    • #17
      Re: Lowell / Cap One / Bryan Carter

      Indeed, but Capital One still own the debt as far as I am concerned (no assignment letter and they're still sending me statements). I sent the CCA to both of them, but if Cap One do not consider themselves the creditor should they not have forwarded the request to Lowell? In which case Lowell will have had the CCA request twice, once from myself and one from Cap One...

      Mediation has been agreed for the back end of next week.
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      • #18
        Re: Lowell / Cap One / Bryan Carter Solicitors

        Update: This has now been settled at mediation. Just a shame it had to get this far just to accept what I had originally offered nearly two years ago!
        Thanks for your help.
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        • #19
          Re: SETTLED: Lowell / Cap One / Bryan Carter Solicitors

          So does mediation if you pay up mean you still get a CCJ against you?

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          • #20
            Re: SETTLED: Lowell / Cap One / Bryan Carter Solicitors

            No mediation is to try and come to a arrangement before the hearing.
            then if there is an agreement case is closed

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            • #21
              Re: SETTLED: Lowell / Cap One / Bryan Carter Solicitors

              Originally posted by joedempsey View Post
              No mediation is to try and come to a arrangement before the hearing.
              then if there is an agreement case is closed
              What was the "final" outcome here a "consent/Tomlin order?"
              Have you been placed under restriction in regards of the terms of any such order?

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              SHORTCUTS


              First Steps
              Check dates
              Income/Expenditure
              Acknowledge Claim
              CCA Request
              CPR 31.14 Request
              Subject Access Request Letter
              Example Defence
              Set Aside Application
              Directions Questionnaire



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              NOTE: If you receive a court claim note these dates in your calendar ...
              Acknowledge Claim - within 14 days from Service

              Defend Claim - within 28 days from Service (IF you acknowledged in time)

              If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



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