Date of Issue: 09 May 2014
Date of service: 14 May 2014
Particulars of Claim:
This Claim is for 5000.00 the amount due under an agreement between the original creditor and the defendant to provide finance and / or services and / or goods
this debt was assigned to / purchased by Lowell portfolio I Ltd on 28/11/2008 and notice served pursuant to the law of property act 1925
Particulars
Re: HBOS plc
A/C No xxxx xxxx xxxx xxxx xxxx
and the claimant claims 5000.00
The claimant also claims interest pursuant to S69 County Court Act 1984 from 28/11/2008 to date at 8% Per Annum amounting to 2000.00
Hi Guys,
I need your help. I got a Claims form from the County Courts Business Centre in Northampton yesterday and I thought that this was Statute Barred as the default has dropped off of my credit file but looking through old bank statements shows that I made Three card payments to Lowell:
£280 on 02/03/2009
£400 on 30/04/2009
£400 on 29/05/2009
Lowell have purchased Three defaulted accounts from HBOS and I'm unsure as to which account the above payments have been credited to?
The default account that they are chasing here is for a credit card. The other accounts were for an overdraft and a personal loan.
I don't know what to do next (apart from acknowledging the claim). Do I need to send a CCA and CPR request and hope that they don't have the paper work? Would this help me in anyway? why do they wait for 5 years before filling a claim?
Any help on this matter would be greatly appreciated.
Date of service: 14 May 2014
Particulars of Claim:
This Claim is for 5000.00 the amount due under an agreement between the original creditor and the defendant to provide finance and / or services and / or goods
this debt was assigned to / purchased by Lowell portfolio I Ltd on 28/11/2008 and notice served pursuant to the law of property act 1925
Particulars
Re: HBOS plc
A/C No xxxx xxxx xxxx xxxx xxxx
and the claimant claims 5000.00
The claimant also claims interest pursuant to S69 County Court Act 1984 from 28/11/2008 to date at 8% Per Annum amounting to 2000.00
Hi Guys,
I need your help. I got a Claims form from the County Courts Business Centre in Northampton yesterday and I thought that this was Statute Barred as the default has dropped off of my credit file but looking through old bank statements shows that I made Three card payments to Lowell:
£280 on 02/03/2009
£400 on 30/04/2009
£400 on 29/05/2009
Lowell have purchased Three defaulted accounts from HBOS and I'm unsure as to which account the above payments have been credited to?
The default account that they are chasing here is for a credit card. The other accounts were for an overdraft and a personal loan.
I don't know what to do next (apart from acknowledging the claim). Do I need to send a CCA and CPR request and hope that they don't have the paper work? Would this help me in anyway? why do they wait for 5 years before filling a claim?
Any help on this matter would be greatly appreciated.
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