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Well, it sounds like the hearing was heard, and no one attended, you know you didn't, and you know the Claimant asked the matter to be ruled on in their absence, so they didn't attend, and the judge has just had a look at the papers, probably saw their witness statement was pretty irrelevant and just designed to look scary, and chucked it out based on your defence ( which was a little bit lucky being as you hadn't filed your witness statement as that could have amounted to your defence being struck out)…. phew !!! I feel we let you down a bit when you were having a bit of a sink when witness statements were due, so I apologise profusely for missing your last post - please, in future, tag me or email me, or just bump heck out of your thread till someone replies... you're right the system is weighted against us little people, but if we can keep on top and meet the deadlines we do normally come out on top.
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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